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The real cost of raising a family across 50 major metros

  • Pixabay
    1/ Pixabay

    The real cost of raising a family across 50 major metros

    Fending for yourself in the United States is tough enough, but raising a family is a whole different challenge with a separate set of expenses. If you're thinking about adding another branch to your family tree, it's important to know that where you live has a lot to do with what you'll spend.

    Using data from the Economic Policy Institute (EPI), Stacker ranked America's 50 largest metro areas in terms of the true cost of raising a family in order of least expensive to most. The March 2018 rankings are based on the EPI’s estimated total monthly cost for a family of two adults and two children to attain a modest, yet adequate, standard of living. Budgets below are in 2017 dollars, according to the EPI.

    The EPI’s monthly estimate includes seven costs: health care, child care, food, housing, transportation, taxes, and other necessities. EPI’s family budget calculator pulls cost estimates from government sources, like the Department of Housing and Urban Development, the Department of Agriculture, the Department of Transportation, and the Department of Health and Human Services. EPI also uses data from research organizations like Child Care Aware of America.

  • Rdikeman // Wikimedia Commons
    2/ Rdikeman // Wikimedia Commons

    #50. Memphis, TN

    Annual total expenses: $71,800 (17.7% below the 50 metro average)
    Monthly total expenses: $5,983

    Monthly expenses:
    Housing: $833 (29.1% below the 50 metro average)
    Food: $747 (4.8% below the 50 metro average)
    Child care: $918 (32.0% below the 50 metro average)
    Transportation: $1,125 (1.6% below the 50 metro average)
    Health care: $1,125 (9.4% above the 50 metro average)
    Other necessities: $637 (19.4% below the 50 metro average)
    Taxes: $599 (39.7% below the 50 metro average)

  • Roy Luck // Flickr
    3/ Roy Luck // Flickr

    #49. Cleveland, OH

    Annual total expenses: $72,220 (17.2% below the 50 metro average)
    Monthly total expenses: $6,018

    Monthly expenses:
    Housing: $785 (33.2% below the 50 metro average)
    Food: $759 (3.3% below the 50 metro average)
    Child care: $1,147 (15.1% below the 50 metro average)
    Transportation: $1,142 (0.1% below the 50 metro average)
    Health care: $878 (14.6% below the 50 metro average)
    Other necessities: $623 (21.2% below the 50 metro average)
    Taxes: $686 (31.0% below the 50 metro average)

  • Corey Leopold // Wikimedia Commons
    4/ Corey Leopold // Wikimedia Commons

    #48. San Antonio, TX

    Annual total expenses: $72,291 (17.1% below the 50 metro average)
    Monthly total expenses: $6,024

    Monthly expenses:
    Housing: $1,001 (14.8% below the 50 metro average)
    Food: $674 (14.1% below the 50 metro average)
    Child care: $984 (27.2% below the 50 metro average)
    Transportation: $1,135 (0.7% below the 50 metro average)
    Health care: $974 (5.3% below the 50 metro average)
    Other necessities: $676 (14.5% below the 50 metro average)
    Taxes: $580 (41.6% below the 50 metro average)

  • DXR // Wikimedia Commons
    5/ DXR // Wikimedia Commons

    #47. Jacksonville, FL

    Annual total expenses: $74,437 (14.6% below the 50 metro average)
    Monthly total expenses: $6,203

    Monthly expenses:
    Housing: $947 (19.4% below the 50 metro average)
    Food: $817 (4.1% above the 50 metro average)
    Child care: $948 (29.8% below the 50 metro average)
    Transportation: $1,137 (0.6% below the 50 metro average)
    Health care: $1,027 (0.1% below the 50 metro average)
    Other necessities: $712 (10.0% below the 50 metro average)
    Taxes: $615 (38.1% below the 50 metro average)

  • eflon // Wikimedia Commons
    6/ eflon // Wikimedia Commons

    #46. Houston, TX

    Annual total expenses: $74,718 (14.3% below the 50 metro average)
    Monthly total expenses: $6,226

    Monthly expenses:
    Housing: $1,066 (9.3% below the 50 metro average)
    Food: $718 (8.5% below the 50 metro average)
    Child care: $1,044 (22.7% below the 50 metro average)
    Transportation: $1,125 (1.6% below the 50 metro average)
    Health care: $935 (9.1% below the 50 metro average)
    Other necessities: $720 (9.0% below the 50 metro average)
    Taxes: $620 (37.6% below the 50 metro average)

  • Chris Watson // Wikimedia Commons
    7/ Chris Watson // Wikimedia Commons

    #45. Louisville, KY

    Annual total expenses: $75,400 (13.5% below the 50 metro average)
    Monthly total expenses: $6,283

    Monthly expenses:
    Housing: $821 (30.1% below the 50 metro average)
    Food: $725 (7.6% below the 50 metro average)
    Child care: $1,301 (3.7% below the 50 metro average)
    Transportation: $1,153 (0.8% above the 50 metro average)
    Health care: $814 (20.8% below the 50 metro average)
    Other necessities: $624 (21.1% below the 50 metro average)
    Taxes: $845 (15.0% below the 50 metro average)

  • Ynsalh // Wikimedia Commons
    8/ Ynsalh // Wikimedia Commons

    #44. Cincinnati, OH

    Annual total expenses: $75,414 (13.5% below the 50 metro average)
    Monthly total expenses: $6,284

    Monthly expenses:
    Housing: $845 (28.1% below the 50 metro average)
    Food: $724 (7.7% below the 50 metro average)
    Child care: $1,259 (6.8% below the 50 metro average)
    Transportation: $1,172 (2.5% above the 50 metro average)
    Health care: $882 (14.2% below the 50 metro average)
    Other necessities: $633 (20.0% below the 50 metro average)
    Taxes: $769 (22.6% below the 50 metro average)

  • Alan Botting // Wikimedia Commons
    9/ Alan Botting // Wikimedia Commons

    #43. Dallas, TX

    Annual total expenses: $75,488 (13.4% below the 50 metro average)
    Monthly total expenses: $6,291

    Monthly expenses:
    Housing: $1,077 (8.4% below the 50 metro average)
    Food: $723 (7.9% below the 50 metro average)
    Child care: $1,044 (22.7% below the 50 metro average)
    Transportation: $1,115 (2.5% below the 50 metro average)
    Health care: $973 (5.4% below the 50 metro average)
    Other necessities: $726 (8.2% below the 50 metro average)
    Taxes: $632 (36.4% below the 50 metro average)

  • Pedro Szekely // Flickr
    10/ Pedro Szekely // Flickr

    #42. New Orleans, LA

    Annual total expenses: $76,213 (12.6% below the 50 metro average)
    Monthly total expenses: $6,351

    Monthly expenses:
    Housing: $996 (15.3% below the 50 metro average)
    Food: $806 (2.7% above the 50 metro average)
    Child care: $840 (37.8% below the 50 metro average)
    Transportation: $1,101 (3.7% below the 50 metro average)
    Health care: $1,093 (6.3% above the 50 metro average)
    Other necessities: $727 (8.1% below the 50 metro average)
    Taxes: $787 (20.8% below the 50 metro average)

  • Tampa Gatro // Wikimedia Commons
    11/ Tampa Gatro // Wikimedia Commons

    #41. Tampa, FL

    Annual total expenses: $77,064 (11.6% below the 50 metro average)
    Monthly total expenses: $6,422

    Monthly expenses:
    Housing: $1,045 (11.1% below the 50 metro average)
    Food: $809 (3.1% above the 50 metro average)
    Child care: $978 (27.6% below the 50 metro average)
    Transportation: $1,125 (1.6% below the 50 metro average)
    Health care: $1,059 (3.0% above the 50 metro average)
    Other necessities: $748 (5.4% below the 50 metro average)
    Taxes: $658 (33.8% below the 50 metro average)

  • Moyan Brenn // Wikimedia Commons
    12/ Moyan Brenn // Wikimedia Commons

    #40. Las Vegas, NV

    Annual total expenses: $77,068 (11.6% below the 50 metro average)
    Monthly total expenses: $6,422

    Monthly expenses:
    Housing: $973 (17.2% below the 50 metro average)
    Food: $777 (1.0% below the 50 metro average)
    Child care: $1,342 (0.7% below the 50 metro average)
    Transportation: $1,110 (2.9% below the 50 metro average)
    Health care: $855 (16.8% below the 50 metro average)
    Other necessities: $706 (10.7% below the 50 metro average)
    Taxes: $660 (33.6% below the 50 metro average)

  • jpmueller99 // Flickr
    13/ jpmueller99 // Flickr

    #39. Columbus, OH

    Annual total expenses: $77,075 (11.6% below the 50 metro average)
    Monthly total expenses: $6,423

    Monthly expenses:
    Housing: $910 (22.6% below the 50 metro average)
    Food: $734 (6.5% below the 50 metro average)
    Child care: $1,240 (8.2% below the 50 metro average)
    Transportation: $1,139 (0.4% below the 50 metro average)
    Health care: $957 (6.9% below the 50 metro average)
    Other necessities: $663 (16.2% below the 50 metro average)
    Taxes: $779 (21.6% below the 50 metro average)

  • Daniel Orth // Flickr
    14/ Daniel Orth // Flickr

    #38. Riverside, CA

    Annual total expenses: $78,336 (10.2% below the 50 metro average)
    Monthly total expenses: $6,528

    Monthly expenses:
    Housing: $1,156 (1.6% below the 50 metro average)
    Food: $757 (3.5% below the 50 metro average)
    Child care: $1,067 (21.0% below the 50 metro average)
    Transportation: $1,250 (9.3% above the 50 metro average)
    Health care: $802 (22.0% below the 50 metro average)
    Other necessities: $772 (2.4% below the 50 metro average)
    Taxes: $724 (27.2% below the 50 metro average)

  • Brian Hillegas // Wikimedia Commons
    15/ Brian Hillegas // Wikimedia Commons

    #37. Kansas City, MO

    Annual total expenses: $78,407 (10.1% below the 50 metro average)
    Monthly total expenses: $6,534

    Monthly expenses:
    Housing: $869 (26.1% below the 50 metro average)
    Food: $747 (4.8% below the 50 metro average)
    Child care: $1,176 (12.9% below the 50 metro average)
    Transportation: $1,173 (2.6% above the 50 metro average)
    Health care: $1,059 (3.0% above the 50 metro average)
    Other necessities: $652 (17.5% below the 50 metro average)
    Taxes: $859 (13.6% below the 50 metro average)

  • Guldem Ustun // Flickr
    16/ Guldem Ustun // Flickr

    #36. Orlando, FL

    Annual total expenses: $78,440 (10.0% below the 50 metro average)
    Monthly total expenses: $6,537

    Monthly expenses:
    Housing: $1,096 (6.8% below the 50 metro average)
    Food: $783 (0.2% below the 50 metro average)
    Child care: $1,004 (25.7% below the 50 metro average)
    Transportation: $1,124 (1.7% below the 50 metro average)
    Health care: $1,092 (6.2% above the 50 metro average)
    Other necessities: $758 (4.1% below the 50 metro average)
    Taxes: $680 (31.6% below the 50 metro average)

  • James Rintamaki // Flickr
    17/ James Rintamaki // Flickr

    #35. Atlanta, GA

    Annual total expenses: $78,717 (9.7% below the 50 metro average)
    Monthly total expenses: $6,560

    Monthly expenses:
    Housing: $1,031 (12.3% below the 50 metro average)
    Food: $772 (1.6% below the 50 metro average)
    Child care: $968 (28.3% below the 50 metro average)
    Transportation: $1,159 (1.4% above the 50 metro average)
    Health care: $1,010 (1.8% below the 50 metro average)
    Other necessities: $727 (8.1% below the 50 metro average)
    Taxes: $893 (10.2% below the 50 metro average)

  • Ron Reiring // Flickr
    18/ Ron Reiring // Flickr

    #34. Pittsburgh, PA

    Annual total expenses: $78,769 (9.7% below the 50 metro average)
    Monthly total expenses: $6,564

    Monthly expenses:
    Housing: $884 (24.8% below the 50 metro average)
    Food: $751 (4.3% below the 50 metro average)
    Child care: $1,414 (4.7% above the 50 metro average)
    Transportation: $1,173 (2.6% above the 50 metro average)
    Health care: $832 (19.1% below the 50 metro average)
    Other necessities: $660 (16.5% below the 50 metro average)
    Taxes: $850 (14.5% below the 50 metro average)

  • Ron Reiring // Flickr
    19/ Ron Reiring // Flickr

    #33. St. Louis, MO

    Annual total expenses: $79,010 (9.4% below the 50 metro average)
    Monthly total expenses: $6,584

    Monthly expenses:
    Housing: $896 (23.8% below the 50 metro average)
    Food: $744 (5.2% below the 50 metro average)
    Child care: $1,188 (12.1% below the 50 metro average)
    Transportation: $1,178 (3.0% above the 50 metro average)
    Health care: $1,034 (0.6% above the 50 metro average)
    Other necessities: $661 (16.4% below the 50 metro average)
    Taxes: $882 (11.3% below the 50 metro average)

  • Nicolas Henderson // Flickr
    20/ Nicolas Henderson // Flickr

    #32. Nashville, TN

    Annual total expenses: $79,228 (9.2% below the 50 metro average)
    Monthly total expenses: $6,602

    Monthly expenses:
    Housing: $1,002 (14.7% below the 50 metro average)
    Food: $792 (0.9% above the 50 metro average)
    Child care: $1,052 (22.1% below the 50 metro average)
    Transportation: $1,170 (2.3% above the 50 metro average)
    Health care: $1,170 (13.8% above the 50 metro average)
    Other necessities: $724 (8.4% below the 50 metro average)
    Taxes: $693 (30.3% below the 50 metro average)

  • Bernt Rostad // Flickr
    21/ Bernt Rostad // Flickr

    #31. Detroit, MI

    Annual total expenses: $79,308 (9.1% below the 50 metro average)
    Monthly total expenses: $6,609

    Monthly expenses:
    Housing: $940 (20.0% below the 50 metro average)
    Food: $739 (5.8% below the 50 metro average)
    Child care: $1,430 (5.9% above the 50 metro average)
    Transportation: $1,141 (0.2% below the 50 metro average)
    Health care: $806 (21.6% below the 50 metro average)
    Other necessities: $677 (14.4% below the 50 metro average)
    Taxes: $876 (11.9% below the 50 metro average)

  • sbmeaper1 // Flickr
    22/ sbmeaper1 // Flickr

    #30. Austin, TX

    Annual total expenses: $80,776 (7.4% below the 50 metro average)
    Monthly total expenses: $6,731

    Monthly expenses:
    Housing: $1,251 (6.4% above the 50 metro average)
    Food: $738 (6.0% below the 50 metro average)
    Child care: $1,108 (18.0% below the 50 metro average)
    Transportation: $1,150 (0.6% above the 50 metro average)
    Health care: $964 (6.2% below the 50 metro average)
    Other necessities: $802 (1.4% above the 50 metro average)
    Taxes: $718 (27.8% below the 50 metro average)

  • MARELBU // Wikimedia Commons
    23/ MARELBU // Wikimedia Commons

    #29. Oklahoma City, OK

    Annual total expenses: $81,552 (6.5% below the 50 metro average)
    Monthly total expenses: $6,796

    Monthly expenses:
    Housing: $851 (27.6% below the 50 metro average)
    Food: $743 (5.3% below the 50 metro average)
    Child care: $1,226 (9.2% below the 50 metro average)
    Transportation: $1,182 (3.4% above the 50 metro average)
    Health care: $1,244 (21.0% above the 50 metro average)
    Other necessities: $643 (18.7% below the 50 metro average)
    Taxes: $906 (8.8% below the 50 metro average)

  • Ron Reiring // Flickr
    24/ Ron Reiring // Flickr

    #28. Salt Lake City, UT

    Annual total expenses: $81,578 (6.5% below the 50 metro average)
    Monthly total expenses: $6,798

    Monthly expenses:
    Housing: $1,035 (11.9% below the 50 metro average)
    Food: $726 (7.5% below the 50 metro average)
    Child care: $1,321 (2.2% below the 50 metro average)
    Transportation: $1,148 (0.4% above the 50 metro average)
    Health care: $906 (11.9% below the 50 metro average)
    Other necessities: $710 (10.2% below the 50 metro average)
    Taxes: $952 (4.2% below the 50 metro average)

  • Wikimedia Commons
    25/ Wikimedia Commons

    #27. Sacramento, CA

    Annual total expenses: $81,937 (6.0% below the 50 metro average)
    Monthly total expenses: $6,828

    Monthly expenses:
    Housing: $1,086 (7.6% below the 50 metro average)
    Food: $826 (5.3% above the 50 metro average)
    Child care: $1,053 (22.0% below the 50 metro average)
    Transportation: $1,214 (6.2% above the 50 metro average)
    Health care: $1,079 (4.9% above the 50 metro average)
    Other necessities: $771 (2.5% below the 50 metro average)
    Taxes: $799 (19.6% below the 50 metro average)

  • tpsdave // Wikimedia Commons
    26/ tpsdave // Wikimedia Commons

    #26. Indianapolis, IN

    Annual total expenses: $82,285 (5.6% below the 50 metro average)
    Monthly total expenses: $6,857

    Monthly expenses:
    Housing: $852 (27.5% below the 50 metro average)
    Food: $717 (8.6% below the 50 metro average)
    Child care: $1,572 (16.4% above the 50 metro average)
    Transportation: $1,165 (1.9% above the 50 metro average)
    Health care: $1,014 (1.4% below the 50 metro average)
    Other necessities: $633 (20.0% below the 50 metro average)
    Taxes: $903 (9.1% below the 50 metro average)

  • Andre Natta // Flickr
    27/ Andre Natta // Flickr

    #25. Birmingham, AL

    Annual total expenses: $82,555 (5.3% below the 50 metro average)
    Monthly total expenses: $6,880

    Monthly expenses:
    Housing: $882 (25.0% below the 50 metro average)
    Food: $775 (1.2% below the 50 metro average)
    Child care: $1,175 (13.0% below the 50 metro average)
    Transportation: $1,151 (0.7% above the 50 metro average)
    Health care: $1,261 (22.6% above the 50 metro average)
    Other necessities: $669 (15.4% below the 50 metro average)
    Taxes: $967 (2.7% below the 50 metro average)

  • Environmental Protection Agency // Wikimedia Commons
    28/ Environmental Protection Agency // Wikimedia Commons

    #24. Milwaukee, WI

    Annual total expenses: $82,877 (5.0% below the 50 metro average)
    Monthly total expenses: $6,906

    Monthly expenses:
    Housing: $911 (22.5% below the 50 metro average)
    Food: $709 (9.7% below the 50 metro average)
    Child care: $1,381 (2.2% above the 50 metro average)
    Transportation: $1,099 (3.9% below the 50 metro average)
    Health care: $1,200 (16.7% above the 50 metro average)
    Other necessities: $653 (17.4% below the 50 metro average)
    Taxes: $953 (4.1% below the 50 metro average)

  • Ron Cogswell // Flickr
    29/ Ron Cogswell // Flickr

    #23. Richmond, VA

    Annual total expenses: $83,370 (4.4% below the 50 metro average)
    Monthly total expenses: $6,947

    Monthly expenses:
    Housing: $1,042 (11.3% below the 50 metro average)
    Food: $807 (2.8% above the 50 metro average)
    Child care: $1,272 (5.8% below the 50 metro average)
    Transportation: $1,156 (1.1% above the 50 metro average)
    Health care: $941 (8.5% below the 50 metro average)
    Other necessities: $746 (5.7% below the 50 metro average)
    Taxes: $983 (1.1% below the 50 metro average)

  • boliyou // Wikimedia Commons
    30/ boliyou // Wikimedia Commons

    #22. Providence, RI

    Annual total expenses: $84,095 (3.6% below the 50 metro average)
    Monthly total expenses: $7,008

    Monthly expenses:
    Housing: $1,014 (13.7% below the 50 metro average)
    Food: $798 (1.7% above the 50 metro average)
    Child care: $1,659 (22.8% above the 50 metro average)
    Transportation: $1,112 (2.8% below the 50 metro average)
    Health care: $793 (22.9% below the 50 metro average)
    Other necessities: $731 (7.6% below the 50 metro average)
    Taxes: $901 (9.3% below the 50 metro average)

  • faungg // Flickr
    31/ faungg // Flickr

    #21. Miami, FL

    Annual total expenses: $84,972 (2.6% below the 50 metro average)
    Monthly total expenses: $7,081

    Monthly expenses:
    Housing: $1,351 (14.9% above the 50 metro average)
    Food: $853 (8.7% above the 50 metro average)
    Child care: $1,123 (16.9% below the 50 metro average)
    Transportation: $1,052 (8.0% below the 50 metro average)
    Health care: $1,027 (0.1% below the 50 metro average)
    Other necessities: $889 (12.4% above the 50 metro average)
    Taxes: $786 (20.9% below the 50 metro average)

  • Antony-22 // Wikimedia Commons
    32/ Antony-22 // Wikimedia Commons

    #20. Virginia Beach-Norfolk, VA

    Annual total expenses: $87,069 (0.2% below the 50 metro average)
    Monthly total expenses: $7,256

    Monthly expenses:
    Housing: $1,095 (6.8% below the 50 metro average)
    Food: $791 (0.8% above the 50 metro average)
    Child care: $1,323 (2.1% below the 50 metro average)
    Transportation: $1,121 (2.0% below the 50 metro average)
    Health care: $1,111 (8.1% above the 50 metro average)
    Other necessities: $761 (3.8% below the 50 metro average)
    Taxes: $1,055 (6.1% above the 50 metro average)

  • Zen Skillicorn // Flickr
    33/ Zen Skillicorn // Flickr

    #19. Buffalo, NY

    Annual total expenses: $88,071 (1.0% above the 50 metro average)
    Monthly total expenses: $7,339

    Monthly expenses:
    Housing: $799 (32.0% below the 50 metro average)
    Food: $753 (4.0% below the 50 metro average)
    Child care: $1,946 (44.1% above the 50 metro average)
    Transportation: $1,144 (0.0% above the 50 metro average)
    Health care: $1,064 (3.5% above the 50 metro average)
    Other necessities: $626 (20.8% below the 50 metro average)
    Taxes: $1,008 (1.4% above the 50 metro average)

  • Pedro Szekely // Flickr
    34/ Pedro Szekely // Flickr

    #18. Chicago, IL

    Annual total expenses: $88,536 (1.5% above the 50 metro average)
    Monthly total expenses: $7,378

    Monthly expenses:
    Housing: $1,180 (0.4% above the 50 metro average)
    Food: $739 (5.8% below the 50 metro average)
    Child care: $1,537 (13.8% above the 50 metro average)
    Transportation: $1,054 (7.8% below the 50 metro average)
    Health care: $1,053 (2.4% above the 50 metro average)
    Other necessities: $774 (2.1% below the 50 metro average)
    Taxes: $1,042 (4.8% above the 50 metro average)

  • Elvert Barnes // Flickr
    35/ Elvert Barnes // Flickr

    #17. Baltimore, MD

    Annual total expenses: $88,536 (1.5% above the 50 metro average)
    Monthly total expenses: $7,378

    Monthly expenses:
    Housing: $1,325 (12.7% above the 50 metro average)
    Food: $799 (1.8% above the 50 metro average)
    Child care: $1,313 (2.8% below the 50 metro average)
    Transportation: $1,142 (0.1% below the 50 metro average)
    Health care: $901 (12.4% below the 50 metro average)
    Other necessities: $857 (8.4% above the 50 metro average)
    Taxes: $1,041 (4.7% above the 50 metro average)

  • James Willamor // Flickr
    36/ James Willamor // Flickr

    #16. Raleigh, NC

    Annual total expenses: $89,271 (2.4% above the 50 metro average)
    Monthly total expenses: $7,439

    Monthly expenses:
    Housing: $1,026 (12.7% below the 50 metro average)
    Food: $787 (0.3% above the 50 metro average)
    Child care: $1,227 (9.2% below the 50 metro average)
    Transportation: $1,201 (5.0% above the 50 metro average)
    Health care: $1,353 (31.6% above the 50 metro average)
    Other necessities: $731 (7.6% below the 50 metro average)
    Taxes: $1,114 (12.1% above the 50 metro average)

  • James Willamor // Wikimedia Commons
    37/ James Willamor // Wikimedia Commons

    #15. Charlotte, NC

    Annual total expenses: $89,330 (2.4% above the 50 metro average)
    Monthly total expenses: $7,444

    Monthly expenses:
    Housing: $967 (17.7% below the 50 metro average)
    Food: $762 (2.9% below the 50 metro average)
    Child care: $1,165 (13.8% below the 50 metro average)
    Transportation: $1,171 (2.4% above the 50 metro average)
    Health care: $1,575 (53.2% above the 50 metro average)
    Other necessities: $698 (11.7% below the 50 metro average)
    Taxes: $1,107 (11.4% above the 50 metro average)

  • Sage Ross // Wikimedia Commons
    38/ Sage Ross // Wikimedia Commons

    #14. Hartford, CT

    Annual total expenses: $90,244 (3.5% above the 50 metro average)
    Monthly total expenses: $7,520

    Monthly expenses:
    Housing: $1,158 (1.5% below the 50 metro average)
    Food: $810 (3.2% above the 50 metro average)
    Child care: $1,389 (2.8% above the 50 metro average)
    Transportation: $1,215 (6.3% above the 50 metro average)
    Health care: $1,041 (1.2% above the 50 metro average)
    Other necessities: $794 (0.4% above the 50 metro average)
    Taxes: $1,114 (12.1% above the 50 metro average)

  • Wikimedia Commons
    39/ Wikimedia Commons

    #13. Phoenix, AZ

    Annual total expenses: $91,024 (4.4% above the 50 metro average)
    Monthly total expenses: $7,585

    Monthly expenses:
    Housing: $1,013 (13.8% below the 50 metro average)
    Food: $748 (4.7% below the 50 metro average)
    Child care: $1,409 (4.3% above the 50 metro average)
    Transportation: $1,154 (0.9% above the 50 metro average)
    Health care: $1,531 (48.9% above the 50 metro average)
    Other necessities: $710 (10.2% below the 50 metro average)
    Taxes: $1,020 (2.6% above the 50 metro average)

  • Michael Barera // Wikimedia Commons
    40/ Michael Barera // Wikimedia Commons

    #12. Philadelphia, PA

    Annual total expenses: $92,163 (5.7% above the 50 metro average)
    Monthly total expenses: $7,680

    Monthly expenses:
    Housing: $1,182 (0.6% above the 50 metro average)
    Food: $800 (1.9% above the 50 metro average)
    Child care: $1,574 (16.5% above the 50 metro average)
    Transportation: $1,137 (0.6% below the 50 metro average)
    Health care: $1,110 (8.0% above the 50 metro average)
    Other necessities: $800 (1.2% above the 50 metro average)
    Taxes: $1,077 (8.4% above the 50 metro average)

  • salewiska // Wikimedia Commons
    41/ salewiska // Wikimedia Commons

    #11. Los Angeles, CA

    Annual total expenses: $92,295 (5.8% above the 50 metro average)
    Monthly total expenses: $7,691

    Monthly expenses:
    Housing: $1,663 (41.5% above the 50 metro average)
    Food: $830 (5.8% above the 50 metro average)
    Child care: $1,223 (9.5% below the 50 metro average)
    Transportation: $1,159 (1.4% above the 50 metro average)
    Health care: $795 (22.7% below the 50 metro average)
    Other necessities: $1,006 (27.2% above the 50 metro average)
    Taxes: $1,016 (2.2% above the 50 metro average)

  • Jeff Gunn // Flickr
    42/ Jeff Gunn // Flickr

    #10. Portland, OR

    Annual total expenses: $96,047 (10.1% above the 50 metro average)
    Monthly total expenses: $8,004

    Monthly expenses:
    Housing: $1,330 (13.2% above the 50 metro average)
    Food: $791 (0.8% above the 50 metro average)
    Child care: $1,653 (22.4% above the 50 metro average)
    Transportation: $1,170 (2.3% above the 50 metro average)
    Health care: $906 (11.9% below the 50 metro average)
    Other necessities: $856 (8.2% above the 50 metro average)
    Taxes: $1,298 (30.6% above the 50 metro average)

  • Bala // Wikimedia Commons
    43/ Bala // Wikimedia Commons

    #9. Seattle, WA

    Annual total expenses: $97,142 (11.4% above the 50 metro average)
    Monthly total expenses: $8,095

    Monthly expenses:
    Housing: $1,527 (29.9% above the 50 metro average)
    Food: $854 (8.8% above the 50 metro average)
    Child care: $1,691 (25.2% above the 50 metro average)
    Transportation: $1,230 (7.6% above the 50 metro average)
    Health care: $849 (17.4% below the 50 metro average)
    Other necessities: $961 (21.5% above the 50 metro average)
    Taxes: $984 (1.0% below the 50 metro average)

  • Cindy Devin // Flickr
    44/ Cindy Devin // Flickr

    #8. San Diego, CA

    Annual total expenses: $97,547 (11.9% above the 50 metro average)
    Monthly total expenses: $8,129

    Monthly expenses:
    Housing: $1,682 (43.1% above the 50 metro average)
    Food: $847 (7.9% above the 50 metro average)
    Child care: $1,281 (5.2% below the 50 metro average)
    Transportation: $1,249 (9.2% above the 50 metro average)
    Health care: $903 (12.2% below the 50 metro average)
    Other necessities: $1,021 (29.1% above the 50 metro average)
    Taxes: $1,146 (15.3% above the 50 metro average)

  • Zenhaus // Wikimedia Commons
    45/ Zenhaus // Wikimedia Commons

    #7. Denver, CO

    Annual total expenses: $98,187 (12.6% above the 50 metro average)
    Monthly total expenses: $8,182

    Monthly expenses:
    Housing: $1,418 (20.6% above the 50 metro average)
    Food: $805 (2.6% above the 50 metro average)
    Child care: $1,682 (24.5% above the 50 metro average)
    Transportation: $1,208 (5.6% above the 50 metro average)
    Health care: $966 (6.1% below the 50 metro average)
    Other necessities: $897 (13.4% above the 50 metro average)
    Taxes: $1,208 (21.5% above the 50 metro average)

  • Ron Reiring // Flickr
    46/ Ron Reiring // Flickr

    #6. Minneapolis, MN

    Annual total expenses: $98,675 (13.2% above the 50 metro average)
    Monthly total expenses: $8,223

    Monthly expenses:
    Housing: $1,089 (7.3% below the 50 metro average)
    Food: $795 (1.3% above the 50 metro average)
    Child care: $1,845 (36.6% above the 50 metro average)
    Transportation: $1,207 (5.6% above the 50 metro average)
    Health care: $1,255 (22.1% above the 50 metro average)
    Other necessities: $760 (3.9% below the 50 metro average)
    Taxes: $1,271 (27.9% above the 50 metro average)

  • United States Navy // Wikimedia Commons
    47/ United States Navy // Wikimedia Commons

    #5. Washington, DC

    Annual total expenses: $105,539 (21.0% above the 50 metro average)
    Monthly total expenses: $8,795

    Monthly expenses:
    Housing: $1,693 (44.0% above the 50 metro average)
    Food: $858 (9.3% above the 50 metro average)
    Child care: $1,762 (30.4% above the 50 metro average)
    Transportation: $1,115 (2.5% below the 50 metro average)
    Health care: $926 (9.9% below the 50 metro average)
    Other necessities: $1,029 (30.1% above the 50 metro average)
    Taxes: $1,412 (42.1% above the 50 metro average)

  • Riptor3000 // Wikimedia Commons
    48/ Riptor3000 // Wikimedia Commons

    #4. Boston, MA

    Annual total expenses: $113,558 (30.2% above the 50 metro average)
    Monthly total expenses: $9,463

    Monthly expenses:
    Housing: $1,740 (48.0% above the 50 metro average)
    Food: $877 (11.8% above the 50 metro average)
    Child care: $2,225 (64.7% above the 50 metro average)
    Transportation: $1,103 (3.5% below the 50 metro average)
    Health care: $837 (18.6% below the 50 metro average)
    Other necessities: $1,056 (33.5% above the 50 metro average)
    Taxes: $1,626 (63.6% above the 50 metro average)

  • Sam valadi // Flickr
    49/ Sam valadi // Flickr

    #3. New York, NY

    Annual total expenses: $124,129 (42.3% above the 50 metro average)
    Monthly total expenses: $10,344

    Monthly expenses:
    Housing: $1,789 (52.2% above the 50 metro average)
    Food: $908 (15.7% above the 50 metro average)
    Child care: $2,773 (105.3% above the 50 metro average)
    Transportation: $589 (48.5% below the 50 metro average)
    Health care: $1,238 (20.4% above the 50 metro average)
    Other necessities: $1,088 (37.6% above the 50 metro average)
    Taxes: $1,958 (97.0% above the 50 metro average)

  • Andre Engels // Wikimedia Commons
    50/ Andre Engels // Wikimedia Commons

    #2. San Jose, CA

    Annual total expenses: $129,092 (48.0% above the 50 metro average)
    Monthly total expenses: $10,758

    Monthly expenses:
    Housing: $2,522 (114.6% above the 50 metro average)
    Food: $896 (14.2% above the 50 metro average)
    Child care: $1,559 (15.4% above the 50 metro average)
    Transportation: $1,315 (15.0% above the 50 metro average)
    Health care: $1,039 (1.0% above the 50 metro average)
    Other necessities: $1,379 (74.4% above the 50 metro average)
    Taxes: $2,049 (106.2% above the 50 metro average)

  • Shelby L. Bell // Flickr
    51/ Shelby L. Bell // Flickr

    #1. San Francisco, CA

    Annual total expenses: $148,440 (70.2% above the 50 metro average)
    Monthly total expenses: $12,370

    Monthly expenses:
    Housing: $3,121 (165.5% above the 50 metro average)
    Food: $998 (27.2% above the 50 metro average)
    Child care: $1,730 (28.1% above the 50 metro average)
    Transportation: $1,114 (2.6% below the 50 metro average)
    Health care: $1,152 (12.0% above the 50 metro average)
    Other necessities: $1,662 (110.2% above the 50 metro average)
    Taxes: $2,593 (160.9% above the 50 metro average)

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