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Best cities for first-time home buyers

  • Best cities for first-time home buyers
    1/ SSTEFFEK // Wikicommons

    Best cities for first-time home buyers

    Buying a home for the first time is a rite of passage for many people in America—and home sales for first-timers are growing. First-time buyers in 2017 made up 38% of all U.S. single-family home purchases, an increase of 7% from 2016 according to Genworth Financial Inc.

    What’s the best city for first-time home buyers? WalletHub dove into the search by ranking 300 U.S. cities of varying size by three key dimensions: affordability, real-estate market, and quality of life. Those categories measured 27 metrics—factors like cost of living, foreclosure rate, recession recovery, weather, and violent-crime rate—weighted differently to determine the rank for each city. WalletHub then aggregated its findings into a “total score.” How did each city net out? Read on to discover the top 50 cities and which factors earned them the top spots.

    ALSO: Worst cities for first-time home buyers.

  • #50. Roswell, GA
    2/ SimonATL // Wikicommons

    #50. Roswell, GA

    Total score: 60.17
    Affordability rank: 68
    Real-estate market rank: 52
    Quality of life rank: 182

     

  • #49. Lincoln, NE
    3/ Ammodramus // Wikicommons

    #49. Lincoln, NE

    Total score: 60.23
    Affordability rank: 181
    Real-estate market rank: 33
    Quality of life rank: 45

     

  • #48. Dearborn, MI
    4/ Dwight Burdette // Wikicommons

    #48. Dearborn, MI

    Total score: 60.28
    Affordability rank: 43
    Real-estate market rank: 150
    Quality of life rank: 199

     

  • #47. Naperville, IL
    5/ John D. Buell // Wikicommons

    #47. Naperville, IL

    Total score: 60.30
    Affordability rank: 89
    Real-estate market rank: 156
    Quality of life rank: 19

     

  • #46. St. Petersburg, FL
    6/ Ebyabe // Wikicommons

    #46. St. Petersburg, FL

    Total score: 60.39
    Affordability rank: 131
    Real-estate market rank: 43
    Quality of life rank: 75

     

  • #45. Phoenix, AZ
    7/ Tony the Marine // Wikicommons

    #45. Phoenix, AZ

    Total score: 60.41
    Affordability rank: 30
    Real-estate market rank: 36
    Quality of life rank: 219

     

  • #44. Green Bay, WI
    8/ TheCatalyst31 // Wikicommons

    #44. Green Bay, WI

    Total score: 60.47
    Affordability rank: 79
    Real-estate market rank: 187
    Quality of life rank: 12

     

  • #43. Joliet, IL
    9/ Smallbones // Wikicommons

    #43. Joliet, IL

    Total score: 60.72
    Affordability rank: 64
    Real-estate market rank: 224
    Quality of life rank: 16

     

  • #41. Augusta, GA (tie)
    10/ Thomson200 // Wikicommons

    #41. Augusta, GA (tie)

    Total score: 60.83
    Affordability rank: 3
    Real-estate market rank: 259
    Quality of life rank: 256

     

  • #41. Des Moines, IA (tie)
    11/ Goddesshanna // Wikicommons

    #41. Des Moines, IA (tie)

    Total score: 60.83
    Affordability rank: 14
    Real-estate market rank: 165
    Quality of life rank: 78

     

  • #40. Spokane Valley, WA
    12/ MurderBike // GoodFreePhotos

    #40. Spokane Valley, WA

    Total score: 60.87
    Affordability rank: 51
    Real-estate market rank: 62
    Quality of life rank: 189

     

  • #39. Pueblo, CO
    13/ Jeffrey Beall // Wikicommons

    #39. Pueblo, CO

    Total score: 60.90
    Affordability rank: 96
    Real-estate market rank: 14
    Quality of life rank: 136

     

  • #38. Chesapeake, VA
    14/ Pixabay

    #38. Chesapeake, VA

    Total score: 60.96
    Affordability rank: 18
    Real-estate market rank: 117
    Quality of life rank: 145

     

  • #37. Livonia, MI
    15/ Andrew Jameson // Wikicommons

    #37. Livonia, MI

    Total score: 61.01
    Affordability rank: 9
    Real-estate market rank: 102
    Quality of life rank: 167

     

  • #36. Henderson, NV
    16/ Scott Jones // Wikicommons

    #36. Henderson, NV

    Total score: 61.22
    Affordability rank: 25
    Real-estate market rank: 45
    Quality of life rank: 176

     

  • #35. Pittsburgh, PA
    17/ Jon Parise // Flickr

    #35. Pittsburgh, PA

    Total score: 61.37
    Affordability rank: 26
    Real-estate market rank: 103
    Quality of life rank: 104

     

  • #34. Hampton, VA
    18/ JERRYE & ROY KLOTZ, M.D. // Wikicommons

    #34. Hampton, VA

    Total score: 61.38
    Affordability rank: 5
    Real-estate market rank: 199
    Quality of life rank: 99

     

  • #33. Madison, WI
    19/ James Steakley // Wikicommons

    #33. Madison, WI

    Total score: 61.41
    Affordability rank: 92
    Real-estate market rank: 104
    Quality of life rank: 34

     

  • #32. Columbus, OH
    20/ Wdzinc // Wikicommons

    #32. Columbus, OH

    Total score: 61.45
    Affordability rank: 15
    Real-estate market rank: 114
    Quality of life rank: 105

     

  • #31. Raleigh, NC
    21/ Davidstrevel // Wikicommons

    #31. Raleigh, NC

    Total score: 61.65
    Affordability rank: 45
    Real-estate market rank: 82
    Quality of life rank: 89

     

  • #30. Surprise, AZ
    22/ Jon Roanhaus // Wikicommons

    #30. Surprise, AZ

    Total score: 61.69
    Affordability rank: 7
    Real-estate market rank: 37
    Quality of life rank: 236

     

  • #29. Cape Coral, FL
    23/ Pixabay

    #29. Cape Coral, FL

    Total score: 61.74
    Affordability rank: 135
    Real-estate market rank: 5
    Quality of life rank: 81

     

  • #28. Westminster, CO
    24/ J. Pock // Wikicommons

    #28. Westminster, CO

    Total score: 61.89
    Affordability rank: 124
    Real-estate market rank: 53
    Quality of life rank: 18

     

  • #27. Colorado Springs, CO
    25/ Jeffrey Beall // Wikicommons

    #27. Colorado Springs, CO

    Total score: 61.90
    Affordability rank: 84
    Real-estate market rank: 57
    Quality of life rank: 67

     

  • #26. Murfreesboro, TN
    26/ Brian Stansberry // Wikimedia Commons

    #26. Murfreesboro, TN

    Total score: 62.07
    Affordability rank: 57
    Real-estate market rank: 13
    Quality of life rank: 203

     

  • #25. Fort Collins, CO
    27/ Gribeco // Wikicommons

    #25. Fort Collins, CO

    Total score: 62.54
    Affordability rank: 156
    Real-estate market rank: 63
    Quality of life rank: 1

     

  • #24. Charleston, SC
    28/ Spencer Means // Flickr

    #24. Charleston, SC

    Total score: 62.57
    Affordability rank: 106
    Real-estate market rank: 15
    Quality of life rank: 83

     

  • #23. Longmont, CO
    29/ Hustvedt // Wikicommons

    #23. Longmont, CO

    Total score: 62.61
    Affordability rank: 150
    Real-estate market rank: 31
    Quality of life rank: 8

     

  • #22. Scottsdale, AZ
    30/ Artotem // Flickr

    #22. Scottsdale, AZ

    Total score: 62.69
    Affordability rank: 76
    Real-estate market rank: 47
    Quality of life rank: 53

     

  • #21. Wilmington, NC
    31/ Mr.TinDC // Flickr

    #21. Wilmington, NC

    Total score: 62.71
    Affordability rank: 71
    Real-estate market rank: 21
    Quality of life rank: 95

     

  • #20. Greeley, CO
    32/ Jeffrey Beall // Wikicommons

    #20. Greeley, CO

    Total score: 62.95
    Affordability rank: 110
    Real-estate market rank: 69
    Quality of life rank: 4

     

  • #19. Norman, OK
    33/ Michael Barera // Wikicommons

    #19. Norman, OK

    Total score: 62.97
    Affordability rank: 83
    Real-estate market rank: 95
    Quality of life rank: 10

     

  • #18. Roseville, CA
    34/ T71024 // Wikicommons

    #18. Roseville, CA

    Total score: 63.07
    Affordability rank: 130
    Real-estate market rank: 9
    Quality of life rank: 33

     

  • #17. Arvada, CO
    35/ UltraSparky // Wikicommons

    #17. Arvada, CO

    Total score: 63.37
    Affordability rank: 147
    Real-estate market rank: 25
    Quality of life rank: 6

     

  • #16. Allen, TX
    36/ Collin County - pictured - is in Allen, Texas // JERRYE & ROY KLOTZ M.D. // Wikicommons

    #16. Allen, TX

    Total score: 63.45
    Affordability rank: 132
    Real-estate market rank: 8
    Quality of life rank: 37

     

  • #15. Overland Park, KS
    37/ Paulmcdonald // Wikimedia

    #15. Overland Park, KS

    Total score: 63.51
    Affordability rank: 154
    Real-estate market rank: 38
    Quality of life rank: 9

     

  • #14. Orlando, FL
    38/ Ebyabe // Wikicommons

    #14. Orlando, FL

    Total score: 63.78
    Affordability rank: 180
    Real-estate market rank: 3
    Quality of life rank: 29

     

  • #13. Peoria, AZ
    39/ Marine 69-71 // Wikicommons

    #13. Peoria, AZ

    Total score: 63.80
    Affordability rank: 20
    Real-estate market rank: 10
    Quality of life rank: 192

     

  • #12. Kenosha, WI
    40/ Catholic Laitinen // Wikicommons

    #12. Kenosha, WI

    Total score: 63.91
    Affordability rank: 46
    Real-estate market rank: 138
    Quality of life rank: 13

     

  • #11. Chandler, AZ
    41/ trolvag // Wikicommons

    #11. Chandler, AZ

    Total score: 63.92
    Affordability rank: 10
    Real-estate market rank: 32
    Quality of life rank: 125

     

  • #10. Gilbert, AZ
    42/ Ben Freedman // Flickr

    #10. Gilbert, AZ

    Total score: 63.98
    Affordability rank: 4
    Real-estate market rank: 12
    Quality of life rank: 196

     

  • #9. Cary, NC
    43/ Payton Chung // Flickr

    #9. Cary, NC

    Total score: 64.03
    Affordability rank: 16
    Real-estate market rank: 107
    Quality of life rank: 23

     

  • #7. Frisco, TX (tie)
    44/ Michael Barera // Wikicommons

    #7. Frisco, TX (tie)

    Total score: 64.26
    Affordability rank: 152
    Real-estate market rank: 2
    Quality of life rank: 44

     

  • #7. McKinney, TX (tie)
    45/ Geeklet42 // Wikicommons

    #7. McKinney, TX (tie)

    Total score: 64.26
    Affordability rank: 165
    Real-estate market rank: 1
    Quality of life rank: 42

     

  • #6. Thornton, CO
    46/ Billy Hathorn // Wikicommons

    #6. Thornton, CO

    Total score: 64.49
    Affordability rank: 122
    Real-estate market rank: 40
    Quality of life rank: 3

     

  • #5. Grand Rapids, MI
    47/ SSTEFFEK // Wikicommons

    #5. Grand Rapids, MI

    Total score: 64.65
    Affordability rank: 17
    Real-estate market rank: 18
    Quality of life rank: 142

     

  • #4. Boise, ID
    48/ Jflyons // Wikicommons

    #4. Boise, ID

    Total score: 64.69
    Affordability rank: 19
    Real-estate market rank: 169
    Quality of life rank: 43

     

  • #3. Centennial, CO
    49/ Roman Eugeniusz // Wikicommons

    #3. Centennial, CO

    Total score: 64.74
    Affordability rank: 114
    Real-estate market rank: 51
    Quality of life rank: 7

     

  • #2. Tampa, FL
    50/ Ebyabe // Wikicommons

    #2. Tampa, FL

    Total score: 65.79
    Affordability rank: 139
    Real-estate market rank: 4
    Quality of life rank: 15

     

  • #1. Broken Arrow, OK
    51/ Broken Arrow, OK is located in Wagoner County - pictured // Caleb Long // Wikicommons

    #1. Broken Arrow, OK

    Total score: 67.09
    Affordability rank: 55
    Real-estate market rank: 26
    Quality of life rank: 11

     

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