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States paying the most in car insurance premiums

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Pictures of Money // Flickr

States paying the most in car insurance premiums

When it comes to the most precious things in life, Americans will go to great lengths to protect them—often by way of insurance. Consumers pay large sums of money to guarantee compensation in the event that something unpredictably awful happens to their home, loved ones or even their own health, but perhaps the most widely known and best advertised form of insurance is that of automobiles.

There were 268.8 million registered vehicles in the United States in 2016. It is estimated that in the U.S. alone, there are approximately 2.35 million people injured in automobile accidents annually, on top of more than 37,000 deaths from road crashes per year. While crashes occur all across the nation, they are far more common in some states than others. Geography appears to plays a role in how much people pay their insurers.

Using statistical data on annual auto insurance premiums, Stacker ranked all 50 states and the District of Columbia according to the highest average. Each state—with the exceptions of Hawaii, California and Massachusetts—is accompanied by its total number of licensed drivers, annual price increase for poor credit and monthly price increase for poor credit.

Read on to see how car insurance premiums in your state stack up against the nation.

RELATED: Click here to see the cost of a parking spot in 40 major U.S. cities

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Erik Drost // Wikimedia Commons

#51. Ohio

Average car insurance premium cost: $926
Total number of licensed drivers: 7,974,951
Annual price increase for poor credit: $792
Monthly price increase for poor credit: $66

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Billy Hathorn // Wikimedia Commons

#50. Maine

Average car insurance premium cost: $964
Total number of licensed drivers: 1,021,332
Annual price increase for poor credit: $738
Monthly price increase for poor credit: $62

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Fletcher6 // Wikimedia Commons

#49. New Hampshire

Average car insurance premium cost: $983
Total number of licensed drivers: 1,096,264
Annual price increase for poor credit: $764
Monthly price increase for poor credit: $64

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5of7 // Wikimedia Commons

#48. Idaho

Average car insurance premium cost: $1,053
Total number of licensed drivers: 1,160,922
Annual price increase for poor credit: $824
Monthly price increase for poor credit: $69

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Teddythetank // Wikimedia Commons

#47. Iowa

Average car insurance premium cost: $1,058
Total number of licensed drivers: 2,245,640
Annual price increase for poor credit: $449
Monthly price increase for poor credit: $37

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Gerry Dincher // Wikimedia Commons

#46. North Carolina

Average car insurance premium cost: $1,060
Total number of licensed drivers: 7,267,042
Annual price increase for poor credit: $235
Monthly price increase for poor credit: $20

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(vincent desjardins) // Flickr

#45. Wisconsin

Average car insurance premium cost: $1,087
Total number of licensed drivers: 4,206,770
Annual price increase for poor credit: $788
Monthly price increase for poor credit: $66

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Doug Kerr // Flickr

#44. Virginia

Average car insurance premium cost: $1,114
Total number of licensed drivers: 5,912,048
Annual price increase for poor credit: $609
Monthly price increase for poor credit: $51

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Royalbroil // Wikimedia Commons

#43. Vermont

Average car insurance premium cost: $1,149
Total number of licensed drivers: 553,670
Annual price increase for poor credit: $850
Monthly price increase for poor credit: $71

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(vincent desjardins) // Flickr

#42. New York

Average car insurance premium cost: $1,173
Total number of licensed drivers: 11,947,568
Annual price increase for poor credit: $2,124
Monthly price increase for poor credit: $177

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Leon7 // Wikimedia Commons

#41. Utah

Average car insurance premium cost: $1,192
Total number of licensed drivers: 1,960,366
Annual price increase for poor credit: $1,219
Monthly price increase for poor credit: $102

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ITB495 // Flickr

#40. Indiana

Average car insurance premium cost: $1,202
Total number of licensed drivers: 4,553,259
Annual price increase for poor credit: $760
Monthly price increase for poor credit: $63

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Brandonrush // Wikimedia Commons

#39. Missouri

Average car insurance premium cost: $1,207
Total number of licensed drivers: 4,249,579
Annual price increase for poor credit: $1,663
Monthly price increase for poor credit: $139

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Wars // Wikimedia Commons

#38. Arizona

Average car insurance premium cost: $1,222
Total number of licensed drivers: 5,082,305
Annual price increase for poor credit: $1,419
Monthly price increase for poor credit: $118

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Ken Lund // Wikimedia Commons

#37. South Carolina

Average car insurance premium cost: $1,316
Total number of licensed drivers: 3,746,681
Annual price increase for poor credit: $862
Monthly price increase for poor credit: $72

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Hanyou23 // Wikimedia Commons

#36. Nebraska

Average car insurance premium cost: $1,317
Total number of licensed drivers: 1,404,479
Annual price increase for poor credit: $735
Monthly price increase for poor credit: $61

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M.O. Stevens // Wikimedia Commons

#35. Oregon

Average car insurance premium cost: $1,333
Total number of licensed drivers: 2,855,746
Annual price increase for poor credit: $1,533
Monthly price increase for poor credit: $128

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David Wilson // Flickr

#34. Kansas

Average car insurance premium cost: $1,358
Total number of licensed drivers: 2,030,025
Annual price increase for poor credit: $1,638
Monthly price increase for poor credit: $137

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Tony Webster // Flickr

#33. Minnesota

Average car insurance premium cost: $1,360
Total number of licensed drivers: 3,377,910
Annual price increase for poor credit: $1,726
Monthly price increase for poor credit: $144

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Ken Lund // Flickr

#32. Illinois

Average car insurance premium cost: $1,370
Total number of licensed drivers: 8,514,644
Annual price increase for poor credit: $1,168
Monthly price increase for poor credit: $97

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MARELBU // Wikimedia Commons

#31. New Mexico

Average car insurance premium cost: $1,371
Total number of licensed drivers: 1,521,785
Annual price increase for poor credit: $902
Monthly price increase for poor credit: $75

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Ken Lund // Wikimedia Commons

#30. Mississippi

Average car insurance premium cost: $1,385
Total number of licensed drivers: 2,018,862
Annual price increase for poor credit: $1,214
Monthly price increase for poor credit: $101

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Tony Webster // Flickr

#29. Nevada

Average car insurance premium cost: $1,388
Total number of licensed drivers: 1,872,376
Annual price increase for poor credit: $1,764
Monthly price increase for poor credit: $147

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MICHAEL BROWN // Flickr

#28. Tennessee

Average car insurance premium cost: $1,397
Total number of licensed drivers: 5,197,904
Annual price increase for poor credit: $971
Monthly price increase for poor credit: $81

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Brandonrush // Wikimedia Commons

#27. Arkansas

Average car insurance premium cost: $1,399
Total number of licensed drivers: 2,391,103
Annual price increase for poor credit: $1,008
Monthly price increase for poor credit: $84

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Anthony Quintano // Flickr

#26. Hawaii

Average car insurance premium cost: $1,400
Total number of licensed drivers: 931,703
Annual price increase for poor credit: N/A
Monthly price increase for poor credit: N/A

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Famartin // Wikimedia Commons

#25. Pennsylvania

Average car insurance premium cost: $1,440
Total number of licensed drivers: 8,996,815
Annual price increase for poor credit: $1,134
Monthly price increase for poor credit: $94

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Tony Webster // Flickr

#24. Washington

Average car insurance premium cost: $1,499
Total number of licensed drivers: 5,635,715
Annual price increase for poor credit: $831
Monthly price increase for poor credit: $69

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CGP Grey // Wikimedia Commons

#23. Kentucky

Average car insurance premium cost: $1,503
Total number of licensed drivers: 3,031,447
Annual price increase for poor credit: $2,216
Monthly price increase for poor credit: $185

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Poundersjason // Wikimedia Commons

#22. Alabama

Average car insurance premium cost: $1,529
Total number of licensed drivers: 3,943,082
Annual price increase for poor credit: $1,234
Monthly price increase for poor credit: $103

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Postdlf // Wikimedia Commons

#21. Wyoming

Average car insurance premium cost: $1,541
Total number of licensed drivers: 421,098
Annual price increase for poor credit: $451
Monthly price increase for poor credit: $38

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Ammodramus // Wikimedia Commons

#20. South Dakota

Average car insurance premium cost: $1,557
Total number of licensed drivers: 622,663
Annual price increase for poor credit: $717
Monthly price increase for poor credit: $60

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Ken Lund // Flickr

#19. Colorado

Average car insurance premium cost: $1,558
Total number of licensed drivers: 4,066,580
Annual price increase for poor credit: $1,334
Monthly price increase for poor credit: $111

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Kool Cats Photography over 2 Million Views // Wikimedia Commons

#18. Oklahoma

Average car insurance premium cost: $1,568
Total number of licensed drivers: 2,498,178
Annual price increase for poor credit: $1,120
Monthly price increase for poor credit: $93

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MPD01605 // Flickr

#17. Delaware

Average car insurance premium cost: $1,580
Total number of licensed drivers: 756,328
Annual price increase for poor credit: $1,347
Monthly price increase for poor credit: $112

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Pi.1415926535 // Wikimedia Commons

#16. Massachusetts

Average car insurance premium cost: $1,604
Total number of licensed drivers: 5,040,662
Annual price increase for poor credit: N/A
Monthly price increase for poor credit: N/A

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Alan Wu // Wikimedia Commons

#15. Alaska

Average car insurance premium cost: $1,605
Total number of licensed drivers: 534,585
Annual price increase for poor credit: $684
Monthly price increase for poor credit: $57

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Lars Plougmann // Flickr

#14. Texas

Average car insurance premium cost: $1,620
Total number of licensed drivers: 15,879,876
Annual price increase for poor credit: $1,759
Monthly price increase for poor credit: $147

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ashfay // Wikimedia Commons

#13. Connecticut

Average car insurance premium cost: $1,638
Total number of licensed drivers: 2,611,007
Annual price increase for poor credit: $1,396
Monthly price increase for poor credit: $116

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Heather // Flickr

#12. North Dakota

Average car insurance premium cost: $1,710
Total number of licensed drivers: 555,935
Annual price increase for poor credit: $848
Monthly price increase for poor credit: $71

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Jon Dawson // Flickr

#11. Maryland

Average car insurance premium cost: $1,810
Total number of licensed drivers: 4,264,875
Annual price increase for poor credit: $1,098
Monthly price increase for poor credit: $91

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Daniel Oines // Flickr

#10. Florida

Average car insurance premium cost: $1,830
Total number of licensed drivers: 14,675,160
Annual price increase for poor credit: $1,898
Monthly price increase for poor credit: $158

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LancerE // Flickr

#9. New Jersey

Average car insurance premium cost: $1,905
Total number of licensed drivers: 6,238,436
Annual price increase for poor credit: $2,138
Monthly price increase for poor credit: $178

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Ken Lund // Flickr

#8. California

Average car insurance premium cost: $1,962
Total number of licensed drivers: 26,199,436
Annual price increase for poor credit: N/A
Monthly price increase for poor credit: N/A

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Ken Lund // Flickr

#7. Louisiana

Average car insurance premium cost: $1,971
Total number of licensed drivers: 3,395,095
Annual price increase for poor credit: $1,940
Monthly price increase for poor credit: $162

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Sara goth // Wikimedia Commons

#6. Montana

Average car insurance premium cost: $2,013
Total number of licensed drivers: 797,145
Annual price increase for poor credit: $1,465
Monthly price increase for poor credit: $122

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UpstateNYer // Wikimedia Commons

#5. Rhode Island

Average car insurance premium cost: $2,020
Total number of licensed drivers: 753,143
Annual price increase for poor credit: $1,225
Monthly price increase for poor credit: $102

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Joe Shlabotnik // Flickr

#4. Washington, D.C.

Average car insurance premium cost: $2,127
Total number of licensed drivers: 489,831
Annual price increase for poor credit: $1,386
Monthly price increase for poor credit: $115

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Ken Lund // Flickr

#3. Georgia

Average car insurance premium cost: $2,201
Total number of licensed drivers: 6,975,900
Annual price increase for poor credit: $1,155
Monthly price increase for poor credit: $96

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Jon Dawson // Flickr

#2. West Virginia

Average car insurance premium cost: $2,518
Total number of licensed drivers: 1,159,348
Annual price increase for poor credit: $1,243
Monthly price increase for poor credit: $104

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Ken Lund // Flickr

#1. Michigan

Average car insurance premium cost: $2,551
Total number of licensed drivers: 7,074,674
Annual price increase for poor credit: $5,571
Monthly price increase for poor credit: $464

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