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States paying the most in car insurance premiums

  • States paying the most in car insurance premiums
    1/ Pictures of Money // Flickr

    States paying the most in car insurance premiums

    When it comes to the most precious things in life, Americans will go to great lengths to protect them—often by way of insurance. Consumers pay large sums of money to guarantee compensation in the event that something unpredictably awful happens to their home, loved ones or even their own health, but perhaps the most widely known and best advertised form of insurance is that of automobiles.

    There were 268.8 million registered vehicles in the United States in 2016. It is estimated that in the U.S. alone, there are approximately 2.35 million people injured in automobile accidents annually, on top of more than 37,000 deaths from road crashes per year. While crashes occur all across the nation, they are far more common in some states than others. Geography appears to plays a role in how much people pay their insurers.

    Using statistical data on annual auto insurance premiums, Stacker ranked all 50 states and the District of Columbia according to the highest average. Each state—with the exceptions of Hawaii, California and Massachusetts—is accompanied by its total number of licensed drivers, annual price increase for poor credit and monthly price increase for poor credit.

    Read on to see how car insurance premiums in your state stack up against the nation.

    RELATED: Click here to see the cost of a parking spot in 40 major U.S. cities

  • #51. Ohio
    2/ Erik Drost // Wikimedia Commons

    #51. Ohio

    Average car insurance premium cost: $926
    Total number of licensed drivers: 7,974,951
    Annual price increase for poor credit: $792
    Monthly price increase for poor credit: $66

  • #50. Maine
    3/ Billy Hathorn // Wikimedia Commons

    #50. Maine

    Average car insurance premium cost: $964
    Total number of licensed drivers: 1,021,332
    Annual price increase for poor credit: $738
    Monthly price increase for poor credit: $62

  • #49. New Hampshire
    4/ Fletcher6 // Wikimedia Commons

    #49. New Hampshire

    Average car insurance premium cost: $983
    Total number of licensed drivers: 1,096,264
    Annual price increase for poor credit: $764
    Monthly price increase for poor credit: $64

  • #48. Idaho
    5/ 5of7 // Wikimedia Commons

    #48. Idaho

    Average car insurance premium cost: $1,053
    Total number of licensed drivers: 1,160,922
    Annual price increase for poor credit: $824
    Monthly price increase for poor credit: $69

  • #47. Iowa
    6/ Teddythetank // Wikimedia Commons

    #47. Iowa

    Average car insurance premium cost: $1,058
    Total number of licensed drivers: 2,245,640
    Annual price increase for poor credit: $449
    Monthly price increase for poor credit: $37

  • #46. North Carolina
    7/ Gerry Dincher // Wikimedia Commons

    #46. North Carolina

    Average car insurance premium cost: $1,060
    Total number of licensed drivers: 7,267,042
    Annual price increase for poor credit: $235
    Monthly price increase for poor credit: $20

  • #45. Wisconsin
    8/ (vincent desjardins) // Flickr

    #45. Wisconsin

    Average car insurance premium cost: $1,087
    Total number of licensed drivers: 4,206,770
    Annual price increase for poor credit: $788
    Monthly price increase for poor credit: $66

  • #44. Virginia
    9/ Doug Kerr // Flickr

    #44. Virginia

    Average car insurance premium cost: $1,114
    Total number of licensed drivers: 5,912,048
    Annual price increase for poor credit: $609
    Monthly price increase for poor credit: $51

  • #43. Vermont
    10/ Royalbroil // Wikimedia Commons

    #43. Vermont

    Average car insurance premium cost: $1,149
    Total number of licensed drivers: 553,670
    Annual price increase for poor credit: $850
    Monthly price increase for poor credit: $71

  • #42. New York
    11/ (vincent desjardins) // Flickr

    #42. New York

    Average car insurance premium cost: $1,173
    Total number of licensed drivers: 11,947,568
    Annual price increase for poor credit: $2,124
    Monthly price increase for poor credit: $177

  • #41. Utah
    12/ Leon7 // Wikimedia Commons

    #41. Utah

    Average car insurance premium cost: $1,192
    Total number of licensed drivers: 1,960,366
    Annual price increase for poor credit: $1,219
    Monthly price increase for poor credit: $102

  • #40. Indiana
    13/ ITB495 // Flickr

    #40. Indiana

    Average car insurance premium cost: $1,202
    Total number of licensed drivers: 4,553,259
    Annual price increase for poor credit: $760
    Monthly price increase for poor credit: $63

  • #39. Missouri
    14/ Brandonrush // Wikimedia Commons

    #39. Missouri

    Average car insurance premium cost: $1,207
    Total number of licensed drivers: 4,249,579
    Annual price increase for poor credit: $1,663
    Monthly price increase for poor credit: $139

  • #38. Arizona
    15/ Wars // Wikimedia Commons

    #38. Arizona

    Average car insurance premium cost: $1,222
    Total number of licensed drivers: 5,082,305
    Annual price increase for poor credit: $1,419
    Monthly price increase for poor credit: $118

  • #37. South Carolina
    16/ Ken Lund // Wikimedia Commons

    #37. South Carolina

    Average car insurance premium cost: $1,316
    Total number of licensed drivers: 3,746,681
    Annual price increase for poor credit: $862
    Monthly price increase for poor credit: $72

  • #36. Nebraska
    17/ Hanyou23 // Wikimedia Commons

    #36. Nebraska

    Average car insurance premium cost: $1,317
    Total number of licensed drivers: 1,404,479
    Annual price increase for poor credit: $735
    Monthly price increase for poor credit: $61

  • #35. Oregon
    18/ M.O. Stevens // Wikimedia Commons

    #35. Oregon

    Average car insurance premium cost: $1,333
    Total number of licensed drivers: 2,855,746
    Annual price increase for poor credit: $1,533
    Monthly price increase for poor credit: $128

  • #34. Kansas
    19/ David Wilson // Flickr

    #34. Kansas

    Average car insurance premium cost: $1,358
    Total number of licensed drivers: 2,030,025
    Annual price increase for poor credit: $1,638
    Monthly price increase for poor credit: $137

  • #33. Minnesota
    20/ Tony Webster // Flickr

    #33. Minnesota

    Average car insurance premium cost: $1,360
    Total number of licensed drivers: 3,377,910
    Annual price increase for poor credit: $1,726
    Monthly price increase for poor credit: $144

  • #32. Illinois
    21/ Ken Lund // Flickr

    #32. Illinois

    Average car insurance premium cost: $1,370
    Total number of licensed drivers: 8,514,644
    Annual price increase for poor credit: $1,168
    Monthly price increase for poor credit: $97

  • #31. New Mexico
    22/ MARELBU // Wikimedia Commons

    #31. New Mexico

    Average car insurance premium cost: $1,371
    Total number of licensed drivers: 1,521,785
    Annual price increase for poor credit: $902
    Monthly price increase for poor credit: $75

  • #30. Mississippi
    23/ Ken Lund // Wikimedia Commons

    #30. Mississippi

    Average car insurance premium cost: $1,385
    Total number of licensed drivers: 2,018,862
    Annual price increase for poor credit: $1,214
    Monthly price increase for poor credit: $101

  • #29. Nevada
    24/ Tony Webster // Flickr

    #29. Nevada

    Average car insurance premium cost: $1,388
    Total number of licensed drivers: 1,872,376
    Annual price increase for poor credit: $1,764
    Monthly price increase for poor credit: $147

  • #28. Tennessee
    25/ MICHAEL BROWN // Flickr

    #28. Tennessee

    Average car insurance premium cost: $1,397
    Total number of licensed drivers: 5,197,904
    Annual price increase for poor credit: $971
    Monthly price increase for poor credit: $81

  • #27. Arkansas
    26/ Brandonrush // Wikimedia Commons

    #27. Arkansas

    Average car insurance premium cost: $1,399
    Total number of licensed drivers: 2,391,103
    Annual price increase for poor credit: $1,008
    Monthly price increase for poor credit: $84

  • #26. Hawaii
    27/ Anthony Quintano // Flickr

    #26. Hawaii

    Average car insurance premium cost: $1,400
    Total number of licensed drivers: 931,703
    Annual price increase for poor credit: N/A
    Monthly price increase for poor credit: N/A

  • #25. Pennsylvania
    28/ Famartin // Wikimedia Commons

    #25. Pennsylvania

    Average car insurance premium cost: $1,440
    Total number of licensed drivers: 8,996,815
    Annual price increase for poor credit: $1,134
    Monthly price increase for poor credit: $94

  • #24. Washington
    29/ Tony Webster // Flickr

    #24. Washington

    Average car insurance premium cost: $1,499
    Total number of licensed drivers: 5,635,715
    Annual price increase for poor credit: $831
    Monthly price increase for poor credit: $69

  • #23. Kentucky
    30/ CGP Grey // Wikimedia Commons

    #23. Kentucky

    Average car insurance premium cost: $1,503
    Total number of licensed drivers: 3,031,447
    Annual price increase for poor credit: $2,216
    Monthly price increase for poor credit: $185

  • #22. Alabama
    31/ Poundersjason // Wikimedia Commons

    #22. Alabama

    Average car insurance premium cost: $1,529
    Total number of licensed drivers: 3,943,082
    Annual price increase for poor credit: $1,234
    Monthly price increase for poor credit: $103

  • #21. Wyoming
    32/ Postdlf // Wikimedia Commons

    #21. Wyoming

    Average car insurance premium cost: $1,541
    Total number of licensed drivers: 421,098
    Annual price increase for poor credit: $451
    Monthly price increase for poor credit: $38

  • #20. South Dakota
    33/ Ammodramus // Wikimedia Commons

    #20. South Dakota

    Average car insurance premium cost: $1,557
    Total number of licensed drivers: 622,663
    Annual price increase for poor credit: $717
    Monthly price increase for poor credit: $60

  • #19. Colorado
    34/ Ken Lund // Flickr

    #19. Colorado

    Average car insurance premium cost: $1,558
    Total number of licensed drivers: 4,066,580
    Annual price increase for poor credit: $1,334
    Monthly price increase for poor credit: $111

  • #18. Oklahoma
    35/ Kool Cats Photography over 2 Million Views // Wikimedia Commons

    #18. Oklahoma

    Average car insurance premium cost: $1,568
    Total number of licensed drivers: 2,498,178
    Annual price increase for poor credit: $1,120
    Monthly price increase for poor credit: $93

  • #17. Delaware
    36/ MPD01605 // Flickr

    #17. Delaware

    Average car insurance premium cost: $1,580
    Total number of licensed drivers: 756,328
    Annual price increase for poor credit: $1,347
    Monthly price increase for poor credit: $112

  • #16. Massachusetts
    37/ Pi.1415926535 // Wikimedia Commons

    #16. Massachusetts

    Average car insurance premium cost: $1,604
    Total number of licensed drivers: 5,040,662
    Annual price increase for poor credit: N/A
    Monthly price increase for poor credit: N/A

  • #15. Alaska
    38/ Alan Wu // Wikimedia Commons

    #15. Alaska

    Average car insurance premium cost: $1,605
    Total number of licensed drivers: 534,585
    Annual price increase for poor credit: $684
    Monthly price increase for poor credit: $57

  • #14. Texas
    39/ Lars Plougmann // Flickr

    #14. Texas

    Average car insurance premium cost: $1,620
    Total number of licensed drivers: 15,879,876
    Annual price increase for poor credit: $1,759
    Monthly price increase for poor credit: $147

  • #13. Connecticut
    40/ ashfay // Wikimedia Commons

    #13. Connecticut

    Average car insurance premium cost: $1,638
    Total number of licensed drivers: 2,611,007
    Annual price increase for poor credit: $1,396
    Monthly price increase for poor credit: $116

  • #12. North Dakota
    41/ Heather // Flickr

    #12. North Dakota

    Average car insurance premium cost: $1,710
    Total number of licensed drivers: 555,935
    Annual price increase for poor credit: $848
    Monthly price increase for poor credit: $71

  • #11. Maryland
    42/ Jon Dawson // Flickr

    #11. Maryland

    Average car insurance premium cost: $1,810
    Total number of licensed drivers: 4,264,875
    Annual price increase for poor credit: $1,098
    Monthly price increase for poor credit: $91

  • #10. Florida
    43/ Daniel Oines // Flickr

    #10. Florida

    Average car insurance premium cost: $1,830
    Total number of licensed drivers: 14,675,160
    Annual price increase for poor credit: $1,898
    Monthly price increase for poor credit: $158

  • #9. New Jersey
    44/ LancerE // Flickr

    #9. New Jersey

    Average car insurance premium cost: $1,905
    Total number of licensed drivers: 6,238,436
    Annual price increase for poor credit: $2,138
    Monthly price increase for poor credit: $178

  • #8. California
    45/ Ken Lund // Flickr

    #8. California

    Average car insurance premium cost: $1,962
    Total number of licensed drivers: 26,199,436
    Annual price increase for poor credit: N/A
    Monthly price increase for poor credit: N/A

  • #7. Louisiana
    46/ Ken Lund // Flickr

    #7. Louisiana

    Average car insurance premium cost: $1,971
    Total number of licensed drivers: 3,395,095
    Annual price increase for poor credit: $1,940
    Monthly price increase for poor credit: $162

  • #6. Montana
    47/ Sara goth // Wikimedia Commons

    #6. Montana

    Average car insurance premium cost: $2,013
    Total number of licensed drivers: 797,145
    Annual price increase for poor credit: $1,465
    Monthly price increase for poor credit: $122

  • #5. Rhode Island
    48/ UpstateNYer // Wikimedia Commons

    #5. Rhode Island

    Average car insurance premium cost: $2,020
    Total number of licensed drivers: 753,143
    Annual price increase for poor credit: $1,225
    Monthly price increase for poor credit: $102

  • #4. Washington, D.C.
    49/ Joe Shlabotnik // Flickr

    #4. Washington, D.C.

    Average car insurance premium cost: $2,127
    Total number of licensed drivers: 489,831
    Annual price increase for poor credit: $1,386
    Monthly price increase for poor credit: $115

  • #3. Georgia
    50/ Ken Lund // Flickr

    #3. Georgia

    Average car insurance premium cost: $2,201
    Total number of licensed drivers: 6,975,900
    Annual price increase for poor credit: $1,155
    Monthly price increase for poor credit: $96

  • #2. West Virginia
    51/ Jon Dawson // Flickr

    #2. West Virginia

    Average car insurance premium cost: $2,518
    Total number of licensed drivers: 1,159,348
    Annual price increase for poor credit: $1,243
    Monthly price increase for poor credit: $104

  • #1. Michigan
    52/ Ken Lund // Flickr

    #1. Michigan

    Average car insurance premium cost: $2,551
    Total number of licensed drivers: 7,074,674
    Annual price increase for poor credit: $5,571
    Monthly price increase for poor credit: $464

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