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States with the most and least credit card debt

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Nick Youngson // http://alphastockimages.com/

States with the most and least credit card debt

Credit card debt is a deep source of frustration for Americans. While the $1 trillion held in credit card debt pales in comparison to the $13 trillion held in mortgage debt, high interest rates and a month-to-month cycle of a lingering credit card balance is an ever-present worry for American consumers. A recent survey shows that Americans would go to great lengths to alleviate themselves of having to pay back their credit card companies, including a willingness to give up social media for a year, move to Antarctica, and even give up an internal organ in extreme cases.

While credit card debt is a national trend, breaking down credit card debt by state reveals a wide range of dependency on this short-term, but costly form of financing. Using data from the Federal Reserve Bank of New York, Stacker sought to analyze the states with the most and least credit card debt—looking at data from the fourth quarter of 2017, ranking by the per capita credit card debt while including information on the change year over year and the percentage that credit card debt makes up of total household debt within that state.

Read on to see how your state’s credit card debt stacks up against the nation.

RELATED: Click here to read which cities have the best and worst credit scores.

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Trustmark

#51. Mississippi

2017 credit card debt per capita: $2,020 (+9.19% from 2016)
Percent of total household debt: 6.53%

 

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Tim Kiser // Wikimedia Commons

#50. West Virginia

2017 credit card debt per capita: $2,240 (+3.70% from 2016)
Percent of total household debt: 7.78%

 

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Kenneth C. Zirkel // Wikimedia Commons

#49. Kentucky

2017 credit card debt per capita: $2,280 (+4.59% from 2016)
Percent of total household debt: 6.77%

 

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Brandonrush // Wikimedia Commons

#48. Arkansas

2017 credit card debt per capita: $2,300 (+6.98% from 2016)
Percent of total household debt: 7.14%

 

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Chris Pruitt // Wikimedia Commons

#47. Alabama

2017 credit card debt per capita: $2,370 (+8.22% from 2016)
Percent of total household debt: 6.57%

 

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Billy Hathorn // Wikimedia Commons

#46. Louisiana

2017 credit card debt per capita: $2,440 (+7.49% from 2016)
Percent of total household debt: 6.64%

 

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James Steakley // Wikimedia Commons

#45. Iowa

2017 credit card debt per capita: $2,450 (+4.70% from 2016)
Percent of total household debt: 6.29%

 

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Ed! // Wikimedia Commons

#44. Tennessee

2017 credit card debt per capita: $2,480 (+5.08% from 2016)
Percent of total household debt: 6.22%

 

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Tysto // Wikimedia Commons

#43. Indiana

2017 credit card debt per capita: $2,500 (+5.49% from 2016)
Percent of total household debt: 6.72%

 

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Drobinson // Wikimedia Commons

#42. Oklahoma

2017 credit card debt per capita: $2,550 (+9.44% from 2016)
Percent of total household debt: 7.52%

 

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Dwight Burdette // Wikimedia Commons

#41. Michigan

2017 credit card debt per capita: $2,610 (+5.24% from 2016)
Percent of total household debt: 6.93%

 

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25or6to4 // Wikimedia Commons

#40. Missouri

2017 credit card debt per capita: $2,620 (+5.22% from 2016)
Percent of total household debt: 6.82%

 

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Hluka03 // Wikimedia Commons

#39. Wisconsin

2017 credit card debt per capita: $2,630 (+3.95% from 2016)
Percent of total household debt: 6.72%

 

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Yassie // Wikimedia Commons

#38. New Mexico

2017 credit card debt per capita: $2,650 (+3.92% from 2016)
Percent of total household debt: 6.85%

 

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User:Ed! // Wikimedia Commons

#37. Ohio

2017 credit card debt per capita: $2,680 (+4.28% from 2016)
Percent of total household debt: 7.21%

 

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Brian Stansberry // Wikimedia Commons

#36. South Carolina

2017 credit card debt per capita: $2,680 (+7.20% from 2016)
Percent of total household debt: 6.35%

 

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Jerry and Roy Klotz MD // Wikimedia Commons

#35. Idaho

2017 credit card debt per capita: $2,740 (+4.18% from 2016)
Percent of total household debt: 5.92%

 

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Kenneth C. Zirkel // Wikimedia Commons

#34. Maine

2017 credit card debt per capita: $2,750 (+3% from 2016)
Percent of total household debt: 6.54%

 

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Ammodramus // Wikimedia Commons

#33. Kansas

2017 credit card debt per capita: $2,780 (+6.51% from 2016)
Percent of total household debt: 7.45%

 

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Ammodramus // Wikimedia Commons

#32. South Dakota

2017 credit card debt per capita: $2,780 (+4.91% from 2016)
Percent of total household debt: 6.76%

 

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Ammodramus // Wikimedia Commons

#31. Nebraska

2017 credit card debt per capita: $2,790 (+5.68% from 2016)
Percent of total household debt: 7.08%

 

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J.B. Chandler // Wikimedia Commons

#30. Montana

2017 credit card debt per capita: $2,840 (+4.03% from 2016)
Percent of total household debt: 6.43%

 

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Upstateherd // Wikimedia Commons

#29. North Carolina

2017 credit card debt per capita: $2,880 (+6.27% from 2016)
Percent of total household debt: 6.43%

 

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Bruce2605 // Wikimedia Commons

#28. Utah

2017 credit card debt per capita: $2,930 (+6.55% from 2016)
Percent of total household debt: 5.15%

 

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Steve Morgan // Wikimedia Commons

#27. Oregon

2017 credit card debt per capita: $2,940 (+5% from 2016)
Percent of total household debt: 5.55%

 

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Jeffrey Beall // Wikimedia Commons

#26. Wyoming

2017 credit card debt per capita: $2,960 (+5.71% from 2016)
Percent of total household debt: 6.41%

 

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Andrew Filer // Wikimedia Commons

#25. North Dakota

2017 credit card debt per capita: $2,970 (+5.69% from 2016)
Percent of total household debt: 7.03%

 

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Artaxerxes // Wikimedia Commons

#24. Vermont

2017 credit card debt per capita: $2,970 (+3.13% from 2016)
Percent of total household debt: 6.58%

 

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Beyond My Ken // Wikimedia Commons

#23. Pennsylvania

2017 credit card debt per capita: $3,030 (+4.48% from 2016)
Percent of total household debt: 7.31%

 

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Michael Rivera // Wikimedia Commons

#22. Georgia

2017 credit card debt per capita: $3,130 (+8.30% from 2016)
Percent of total household debt: 6.7%

 

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Ken Lund // Wikimedia Commons

#21. Illinois

2017 credit card debt per capita: $3,130 (+5.39% from 2016)
Percent of total household debt: 6.85%

 

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Chris English // Wikimedia Commons

#20. Arizona

2017 credit card debt per capita: $3,140 (+7.17% from 2016)
Percent of total household debt: 6.12%

 

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Billy Hathorn // Wikimedia Commons

#19. Texas

2017 credit card debt per capita: $3,140 (+6.8% from 2016)
Percent of total household debt: 7.54%

 

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McGhiever // Wikimedia Commons

#18. Minnesota

2017 credit card debt per capita: $3,200 (+3.9% from 2016)
Percent of total household debt: 6.01%

 

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Mark Holloway // Wikimedia Commons

#17. Nevada

2017 credit card debt per capita: $3,210 (+7% from 2016)
Percent of total household debt: 6.38%

 

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Kenneth C. Zirkel // Wikimedia Commons

#16. Rhode Island

2017 credit card debt per capita: $3,240 (+4.18% from 2016)
Percent of total household debt: 6.63%

 

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Pubdog // Wikimedia Commons

#15. Delaware

2017 credit card debt per capita: $3,260 (+8.67% from 2016)
Percent of total household debt: 6.11%

 

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Michael Rivera // Wikimedia Commons

#14. Florida

2017 credit card debt per capita: $3,290 (+7.17% from 2016)
Percent of total household debt: 7.58%

 

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Joe Mabel // Wikimedia Commons

#13. Washington

2017 credit card debt per capita: $3,380 (+4.32% from 2016)
Percent of total household debt: 5.4%

 

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Dreamyshade // Wikimedia Commons

#12. California

2017 credit card debt per capita: $3,420 (+6.21% from 2016)
Percent of total household debt: 4.88%

 

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Teemu008 // Flickr

#11. New Hampshire

2017 credit card debt per capita: $3,420 (+3.32% from 2016)
Percent of total household debt: 6.27%

 

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Kenneth C. Zirkel // Wikimedia Commons

#10. Massachusetts

2017 credit card debt per capita: $3,490 (+4.49% from 2016)
Percent of total household debt: 5.53%

 

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Jeffrey Beall // Wikimedia Commons

#9. Colorado

2017 credit card debt per capita: $3,530 (+4.44% from 2016)
Percent of total household debt: 5.16%

 

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Beyond My Ken // Wikimedia Commons

#8. New York

2017 credit card debt per capita: $3,710 (+5.4% from 2016)
Percent of total household debt: 7.57%

 

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Beyond My Ken // Wikimedia Commons

#7. Connecticut

2017 credit card debt per capita: $3,730 (+5.37% from 2016)
Percent of total household debt: 6.34%

 

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Billy Hathorn // Wikimedia Commons

#6. Virginia

2017 credit card debt per capita: $3,760 (+5.32% from 2016)
Percent of total household debt: 5.78%

 

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Bohemian Baltimore // Wikimedia Commons

#5. Maryland

2017 credit card debt per capita: $3,780 (+6.18% from 2016)
Percent of total household debt: 5.4%

 

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Eric Fischer // Flickr

#4. Hawaii

2017 credit card debt per capita: $3,860 (+5.75% from 2016)
Percent of total household debt: 5.42%

 

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Famartin // Wikimedia Commons

#3. New Jersey

2017 credit card debt per capita: $3,910 (+4.83% from 2016)
Percent of total household debt: 6.76%

 

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AgnosticPreachersKid // Wikimedia Commons

#2. District of Columbia

2017 credit card debt per capita: $3,920 (+3.7% from 2016)
Percent of total household debt: 4.65%

 

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RadioKAOS // Wikimedia Commons

#1. Alaska

2017 credit card debt per capita: $4,270 (+3.89% from 2016)
Percent of total household debt: 7.38%

 

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