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States with the most and least credit card debt

  • Nick Youngson // http://alphastockimages.com/
    1/ Nick Youngson // http://alphastockimages.com/

    States with the most and least credit card debt

    Credit card debt is a deep source of frustration for Americans. While the $1 trillion held in credit card debt pales in comparison to the $13 trillion held in mortgage debt, high interest rates and a month-to-month cycle of a lingering credit card balance is an ever-present worry for American consumers. A recent survey shows that Americans would go to great lengths to alleviate themselves of having to pay back their credit card companies, including a willingness to give up social media for a year, move to Antarctica, and even give up an internal organ in extreme cases.

    While credit card debt is a national trend, breaking down credit card debt by state reveals a wide range of dependency on this short-term, but costly form of financing. Using data from the Federal Reserve Bank of New York, Stacker sought to analyze the states with the most and least credit card debt—looking at data from the fourth quarter of 2017, ranking by the per capita credit card debt while including information on the change year over year and the percentage that credit card debt makes up of total household debt within that state.

    Read on to see how your state’s credit card debt stacks up against the nation.

    RELATED: Click here to read which cities have the best and worst credit scores.

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    #51. Mississippi

    2017 credit card debt per capita: $2,020 (+9.19% from 2016)
    Percent of total household debt: 6.53%

     

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    #50. West Virginia

    2017 credit card debt per capita: $2,240 (+3.70% from 2016)
    Percent of total household debt: 7.78%

     

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    #49. Kentucky

    2017 credit card debt per capita: $2,280 (+4.59% from 2016)
    Percent of total household debt: 6.77%

     

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    #48. Arkansas

    2017 credit card debt per capita: $2,300 (+6.98% from 2016)
    Percent of total household debt: 7.14%

     

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    #47. Alabama

    2017 credit card debt per capita: $2,370 (+8.22% from 2016)
    Percent of total household debt: 6.57%

     

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    #46. Louisiana

    2017 credit card debt per capita: $2,440 (+7.49% from 2016)
    Percent of total household debt: 6.64%

     

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    #45. Iowa

    2017 credit card debt per capita: $2,450 (+4.70% from 2016)
    Percent of total household debt: 6.29%

     

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    #44. Tennessee

    2017 credit card debt per capita: $2,480 (+5.08% from 2016)
    Percent of total household debt: 6.22%

     

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    #43. Indiana

    2017 credit card debt per capita: $2,500 (+5.49% from 2016)
    Percent of total household debt: 6.72%

     

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    #42. Oklahoma

    2017 credit card debt per capita: $2,550 (+9.44% from 2016)
    Percent of total household debt: 7.52%

     

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    #41. Michigan

    2017 credit card debt per capita: $2,610 (+5.24% from 2016)
    Percent of total household debt: 6.93%

     

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    #40. Missouri

    2017 credit card debt per capita: $2,620 (+5.22% from 2016)
    Percent of total household debt: 6.82%

     

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    #39. Wisconsin

    2017 credit card debt per capita: $2,630 (+3.95% from 2016)
    Percent of total household debt: 6.72%

     

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    #38. New Mexico

    2017 credit card debt per capita: $2,650 (+3.92% from 2016)
    Percent of total household debt: 6.85%

     

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    #37. Ohio

    2017 credit card debt per capita: $2,680 (+4.28% from 2016)
    Percent of total household debt: 7.21%

     

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    #36. South Carolina

    2017 credit card debt per capita: $2,680 (+7.20% from 2016)
    Percent of total household debt: 6.35%

     

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    #35. Idaho

    2017 credit card debt per capita: $2,740 (+4.18% from 2016)
    Percent of total household debt: 5.92%

     

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    #34. Maine

    2017 credit card debt per capita: $2,750 (+3% from 2016)
    Percent of total household debt: 6.54%

     

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    #33. Kansas

    2017 credit card debt per capita: $2,780 (+6.51% from 2016)
    Percent of total household debt: 7.45%

     

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    #32. South Dakota

    2017 credit card debt per capita: $2,780 (+4.91% from 2016)
    Percent of total household debt: 6.76%

     

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    #31. Nebraska

    2017 credit card debt per capita: $2,790 (+5.68% from 2016)
    Percent of total household debt: 7.08%

     

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    #30. Montana

    2017 credit card debt per capita: $2,840 (+4.03% from 2016)
    Percent of total household debt: 6.43%

     

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    #29. North Carolina

    2017 credit card debt per capita: $2,880 (+6.27% from 2016)
    Percent of total household debt: 6.43%

     

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    #28. Utah

    2017 credit card debt per capita: $2,930 (+6.55% from 2016)
    Percent of total household debt: 5.15%

     

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    #27. Oregon

    2017 credit card debt per capita: $2,940 (+5% from 2016)
    Percent of total household debt: 5.55%

     

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    #26. Wyoming

    2017 credit card debt per capita: $2,960 (+5.71% from 2016)
    Percent of total household debt: 6.41%

     

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    #25. North Dakota

    2017 credit card debt per capita: $2,970 (+5.69% from 2016)
    Percent of total household debt: 7.03%

     

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    #24. Vermont

    2017 credit card debt per capita: $2,970 (+3.13% from 2016)
    Percent of total household debt: 6.58%

     

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    #23. Pennsylvania

    2017 credit card debt per capita: $3,030 (+4.48% from 2016)
    Percent of total household debt: 7.31%

     

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    #22. Georgia

    2017 credit card debt per capita: $3,130 (+8.30% from 2016)
    Percent of total household debt: 6.7%

     

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    #21. Illinois

    2017 credit card debt per capita: $3,130 (+5.39% from 2016)
    Percent of total household debt: 6.85%

     

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    #20. Arizona

    2017 credit card debt per capita: $3,140 (+7.17% from 2016)
    Percent of total household debt: 6.12%

     

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    #19. Texas

    2017 credit card debt per capita: $3,140 (+6.8% from 2016)
    Percent of total household debt: 7.54%

     

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    #18. Minnesota

    2017 credit card debt per capita: $3,200 (+3.9% from 2016)
    Percent of total household debt: 6.01%

     

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    #17. Nevada

    2017 credit card debt per capita: $3,210 (+7% from 2016)
    Percent of total household debt: 6.38%

     

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    #16. Rhode Island

    2017 credit card debt per capita: $3,240 (+4.18% from 2016)
    Percent of total household debt: 6.63%

     

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    #15. Delaware

    2017 credit card debt per capita: $3,260 (+8.67% from 2016)
    Percent of total household debt: 6.11%

     

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    #14. Florida

    2017 credit card debt per capita: $3,290 (+7.17% from 2016)
    Percent of total household debt: 7.58%

     

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    #13. Washington

    2017 credit card debt per capita: $3,380 (+4.32% from 2016)
    Percent of total household debt: 5.4%

     

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    #12. California

    2017 credit card debt per capita: $3,420 (+6.21% from 2016)
    Percent of total household debt: 4.88%

     

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    #11. New Hampshire

    2017 credit card debt per capita: $3,420 (+3.32% from 2016)
    Percent of total household debt: 6.27%

     

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    #10. Massachusetts

    2017 credit card debt per capita: $3,490 (+4.49% from 2016)
    Percent of total household debt: 5.53%

     

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    #9. Colorado

    2017 credit card debt per capita: $3,530 (+4.44% from 2016)
    Percent of total household debt: 5.16%

     

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    #8. New York

    2017 credit card debt per capita: $3,710 (+5.4% from 2016)
    Percent of total household debt: 7.57%

     

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    #7. Connecticut

    2017 credit card debt per capita: $3,730 (+5.37% from 2016)
    Percent of total household debt: 6.34%

     

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    #6. Virginia

    2017 credit card debt per capita: $3,760 (+5.32% from 2016)
    Percent of total household debt: 5.78%

     

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    #5. Maryland

    2017 credit card debt per capita: $3,780 (+6.18% from 2016)
    Percent of total household debt: 5.4%

     

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    #4. Hawaii

    2017 credit card debt per capita: $3,860 (+5.75% from 2016)
    Percent of total household debt: 5.42%

     

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    #3. New Jersey

    2017 credit card debt per capita: $3,910 (+4.83% from 2016)
    Percent of total household debt: 6.76%

     

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    #2. District of Columbia

    2017 credit card debt per capita: $3,920 (+3.7% from 2016)
    Percent of total household debt: 4.65%

     

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    #1. Alaska

    2017 credit card debt per capita: $4,270 (+3.89% from 2016)
    Percent of total household debt: 7.38%

     

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