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States with the most and least credit card debt

  • States with the most and least credit card debt
    1/ Nick Youngson // http://alphastockimages.com/

    States with the most and least credit card debt

    Credit card debt is a deep source of frustration for Americans. While the $1 trillion held in credit card debt pales in comparison to the $13 trillion held in mortgage debt, high interest rates and a month-to-month cycle of a lingering credit card balance is an ever-present worry for American consumers. A recent survey shows that Americans would go to great lengths to alleviate themselves of having to pay back their credit card companies, including a willingness to give up social media for a year, move to Antarctica, and even give up an internal organ in extreme cases.

    While credit card debt is a national trend, breaking down credit card debt by state reveals a wide range of dependency on this short-term, but costly form of financing. Using data from the Federal Reserve Bank of New York, Stacker sought to analyze the states with the most and least credit card debt—looking at data from the fourth quarter of 2017, ranking by the per capita credit card debt while including information on the change year over year and the percentage that credit card debt makes up of total household debt within that state.

    Read on to see how your state’s credit card debt stacks up against the nation.

    RELATED: Click here to read which cities have the best and worst credit scores.

  • #51. Mississippi
    2/ Trustmark

    #51. Mississippi

    2017 credit card debt per capita: $2,020 (+9.19% from 2016)
    Percent of total household debt: 6.53%

     

  • #50. West Virginia
    3/ Tim Kiser // Wikimedia Commons

    #50. West Virginia

    2017 credit card debt per capita: $2,240 (+3.70% from 2016)
    Percent of total household debt: 7.78%

     

  • #49. Kentucky
    4/ Kenneth C. Zirkel // Wikimedia Commons

    #49. Kentucky

    2017 credit card debt per capita: $2,280 (+4.59% from 2016)
    Percent of total household debt: 6.77%

     

  • #48. Arkansas
    5/ Brandonrush // Wikimedia Commons

    #48. Arkansas

    2017 credit card debt per capita: $2,300 (+6.98% from 2016)
    Percent of total household debt: 7.14%

     

  • #47. Alabama
    6/ Chris Pruitt // Wikimedia Commons

    #47. Alabama

    2017 credit card debt per capita: $2,370 (+8.22% from 2016)
    Percent of total household debt: 6.57%

     

  • #46. Louisiana
    7/ Billy Hathorn // Wikimedia Commons

    #46. Louisiana

    2017 credit card debt per capita: $2,440 (+7.49% from 2016)
    Percent of total household debt: 6.64%

     

  • #45. Iowa
    8/ James Steakley // Wikimedia Commons

    #45. Iowa

    2017 credit card debt per capita: $2,450 (+4.70% from 2016)
    Percent of total household debt: 6.29%

     

  • #44. Tennessee
    9/ Ed! // Wikimedia Commons

    #44. Tennessee

    2017 credit card debt per capita: $2,480 (+5.08% from 2016)
    Percent of total household debt: 6.22%

     

  • #43. Indiana
    10/ Tysto // Wikimedia Commons

    #43. Indiana

    2017 credit card debt per capita: $2,500 (+5.49% from 2016)
    Percent of total household debt: 6.72%

     

  • #42. Oklahoma
    11/ Drobinson // Wikimedia Commons

    #42. Oklahoma

    2017 credit card debt per capita: $2,550 (+9.44% from 2016)
    Percent of total household debt: 7.52%

     

  • #41. Michigan
    12/ Dwight Burdette // Wikimedia Commons

    #41. Michigan

    2017 credit card debt per capita: $2,610 (+5.24% from 2016)
    Percent of total household debt: 6.93%

     

  • #40. Missouri
    13/ 25or6to4 // Wikimedia Commons

    #40. Missouri

    2017 credit card debt per capita: $2,620 (+5.22% from 2016)
    Percent of total household debt: 6.82%

     

  • #39. Wisconsin
    14/ Hluka03 // Wikimedia Commons

    #39. Wisconsin

    2017 credit card debt per capita: $2,630 (+3.95% from 2016)
    Percent of total household debt: 6.72%

     

  • #38. New Mexico
    15/ Yassie // Wikimedia Commons

    #38. New Mexico

    2017 credit card debt per capita: $2,650 (+3.92% from 2016)
    Percent of total household debt: 6.85%

     

  • #37. Ohio
    16/ User:Ed! // Wikimedia Commons

    #37. Ohio

    2017 credit card debt per capita: $2,680 (+4.28% from 2016)
    Percent of total household debt: 7.21%

     

  • #36. South Carolina
    17/ Brian Stansberry // Wikimedia Commons

    #36. South Carolina

    2017 credit card debt per capita: $2,680 (+7.20% from 2016)
    Percent of total household debt: 6.35%

     

  • #35. Idaho
    18/ Jerry and Roy Klotz MD // Wikimedia Commons

    #35. Idaho

    2017 credit card debt per capita: $2,740 (+4.18% from 2016)
    Percent of total household debt: 5.92%

     

  • #34. Maine
    19/ Kenneth C. Zirkel // Wikimedia Commons

    #34. Maine

    2017 credit card debt per capita: $2,750 (+3% from 2016)
    Percent of total household debt: 6.54%

     

  • #33. Kansas
    20/ Ammodramus // Wikimedia Commons

    #33. Kansas

    2017 credit card debt per capita: $2,780 (+6.51% from 2016)
    Percent of total household debt: 7.45%

     

  • #32. South Dakota
    21/ Ammodramus // Wikimedia Commons

    #32. South Dakota

    2017 credit card debt per capita: $2,780 (+4.91% from 2016)
    Percent of total household debt: 6.76%

     

  • #31. Nebraska
    22/ Ammodramus // Wikimedia Commons

    #31. Nebraska

    2017 credit card debt per capita: $2,790 (+5.68% from 2016)
    Percent of total household debt: 7.08%

     

  • #30. Montana
    23/ J.B. Chandler // Wikimedia Commons

    #30. Montana

    2017 credit card debt per capita: $2,840 (+4.03% from 2016)
    Percent of total household debt: 6.43%

     

  • #29. North Carolina
    24/ Upstateherd // Wikimedia Commons

    #29. North Carolina

    2017 credit card debt per capita: $2,880 (+6.27% from 2016)
    Percent of total household debt: 6.43%

     

  • #28. Utah
    25/ Bruce2605 // Wikimedia Commons

    #28. Utah

    2017 credit card debt per capita: $2,930 (+6.55% from 2016)
    Percent of total household debt: 5.15%

     

  • #27. Oregon
    26/ Steve Morgan // Wikimedia Commons

    #27. Oregon

    2017 credit card debt per capita: $2,940 (+5% from 2016)
    Percent of total household debt: 5.55%

     

  • #26. Wyoming
    27/ Jeffrey Beall // Wikimedia Commons

    #26. Wyoming

    2017 credit card debt per capita: $2,960 (+5.71% from 2016)
    Percent of total household debt: 6.41%

     

  • #25. North Dakota
    28/ Andrew Filer // Wikimedia Commons

    #25. North Dakota

    2017 credit card debt per capita: $2,970 (+5.69% from 2016)
    Percent of total household debt: 7.03%

     

  • #24. Vermont
    29/ Artaxerxes // Wikimedia Commons

    #24. Vermont

    2017 credit card debt per capita: $2,970 (+3.13% from 2016)
    Percent of total household debt: 6.58%

     

  • #23. Pennsylvania
    30/ Beyond My Ken // Wikimedia Commons

    #23. Pennsylvania

    2017 credit card debt per capita: $3,030 (+4.48% from 2016)
    Percent of total household debt: 7.31%

     

  • #22. Georgia
    31/ Michael Rivera // Wikimedia Commons

    #22. Georgia

    2017 credit card debt per capita: $3,130 (+8.30% from 2016)
    Percent of total household debt: 6.7%

     

  • #21. Illinois
    32/ Ken Lund // Wikimedia Commons

    #21. Illinois

    2017 credit card debt per capita: $3,130 (+5.39% from 2016)
    Percent of total household debt: 6.85%

     

  • #20. Arizona
    33/ Chris English // Wikimedia Commons

    #20. Arizona

    2017 credit card debt per capita: $3,140 (+7.17% from 2016)
    Percent of total household debt: 6.12%

     

  • #19. Texas
    34/ Billy Hathorn // Wikimedia Commons

    #19. Texas

    2017 credit card debt per capita: $3,140 (+6.8% from 2016)
    Percent of total household debt: 7.54%

     

  • #18. Minnesota
    35/ McGhiever // Wikimedia Commons

    #18. Minnesota

    2017 credit card debt per capita: $3,200 (+3.9% from 2016)
    Percent of total household debt: 6.01%

     

  • #17. Nevada
    36/ Mark Holloway // Wikimedia Commons

    #17. Nevada

    2017 credit card debt per capita: $3,210 (+7% from 2016)
    Percent of total household debt: 6.38%

     

  • #16. Rhode Island
    37/ Kenneth C. Zirkel // Wikimedia Commons

    #16. Rhode Island

    2017 credit card debt per capita: $3,240 (+4.18% from 2016)
    Percent of total household debt: 6.63%

     

  • #15. Delaware
    38/ Pubdog // Wikimedia Commons

    #15. Delaware

    2017 credit card debt per capita: $3,260 (+8.67% from 2016)
    Percent of total household debt: 6.11%

     

  • #14. Florida
    39/ Michael Rivera // Wikimedia Commons

    #14. Florida

    2017 credit card debt per capita: $3,290 (+7.17% from 2016)
    Percent of total household debt: 7.58%

     

  • #13. Washington
    40/ Joe Mabel // Wikimedia Commons

    #13. Washington

    2017 credit card debt per capita: $3,380 (+4.32% from 2016)
    Percent of total household debt: 5.4%

     

  • #12. California
    41/ Dreamyshade // Wikimedia Commons

    #12. California

    2017 credit card debt per capita: $3,420 (+6.21% from 2016)
    Percent of total household debt: 4.88%

     

  • #11. New Hampshire
    42/ Teemu008 // Flickr

    #11. New Hampshire

    2017 credit card debt per capita: $3,420 (+3.32% from 2016)
    Percent of total household debt: 6.27%

     

  • #10. Massachusetts
    43/ Kenneth C. Zirkel // Wikimedia Commons

    #10. Massachusetts

    2017 credit card debt per capita: $3,490 (+4.49% from 2016)
    Percent of total household debt: 5.53%

     

  • #9. Colorado
    44/ Jeffrey Beall // Wikimedia Commons

    #9. Colorado

    2017 credit card debt per capita: $3,530 (+4.44% from 2016)
    Percent of total household debt: 5.16%

     

  • #8. New York
    45/ Beyond My Ken // Wikimedia Commons

    #8. New York

    2017 credit card debt per capita: $3,710 (+5.4% from 2016)
    Percent of total household debt: 7.57%

     

  • #7. Connecticut
    46/ Beyond My Ken // Wikimedia Commons

    #7. Connecticut

    2017 credit card debt per capita: $3,730 (+5.37% from 2016)
    Percent of total household debt: 6.34%

     

  • #6. Virginia
    47/ Billy Hathorn // Wikimedia Commons

    #6. Virginia

    2017 credit card debt per capita: $3,760 (+5.32% from 2016)
    Percent of total household debt: 5.78%

     

  • #5. Maryland
    48/ Bohemian Baltimore // Wikimedia Commons

    #5. Maryland

    2017 credit card debt per capita: $3,780 (+6.18% from 2016)
    Percent of total household debt: 5.4%

     

  • #4. Hawaii
    49/ Eric Fischer // Flickr

    #4. Hawaii

    2017 credit card debt per capita: $3,860 (+5.75% from 2016)
    Percent of total household debt: 5.42%

     

  • #3. New Jersey
    50/ Famartin // Wikimedia Commons

    #3. New Jersey

    2017 credit card debt per capita: $3,910 (+4.83% from 2016)
    Percent of total household debt: 6.76%

     

  • #2. District of Columbia
    51/ AgnosticPreachersKid // Wikimedia Commons

    #2. District of Columbia

    2017 credit card debt per capita: $3,920 (+3.7% from 2016)
    Percent of total household debt: 4.65%

     

  • #1. Alaska
    52/ RadioKAOS // Wikimedia Commons

    #1. Alaska

    2017 credit card debt per capita: $4,270 (+3.89% from 2016)
    Percent of total household debt: 7.38%

     

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